Fair Housing

Question 1

Civil Rights Act of 1866

Answer 1

prohibits discrimination based on race in every property transaction

Question 2

Fair Housing Act

Answer 2

prevents discrimination based on race, color, national origin, religion, sex, familial status or disability

Question 3

Housing for Older Persons Act

Answer 3

repealed the requirement that housing intended for those age 55 or older have “significant facilities and services” designed for seniors

Question 4

Dwelling

Answer 4

any building or part of a building designed for occupancy as a residence by one or more families

Question 5

Exemptions to Fair Housing

Answer 5

owner occupied buildings with no more than four units, single family housing sold or rented without the use of a real estate professional, housing operated by organization and private clubs that limit occupancy to members

Question 6

Americans with Disabilities Act

Answer 6

requires reasonable accommodations in employment and access to goods, services and public buildings

Question 7

Blockbusting

Answer 7

act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhood will have a negative impact on property values

Question 8

Steering

Answer 8

channeling of homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas

Question 9

Redlining

Answer 9

practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants

Question 10

Conciliation

Answer 10

resolution of a complaint by obtaining assurance that the person against whom the complaint was filed will remedy any violation that may have occurred

Question 11

Administrative Law Judge

Answer 11

has the authority to award actual damages to an aggrieved party and can impose monetary penalty