Extra

Question 1

What are the main risk factors for chronic diseases

Answer 1

Tobacco use, poor nutrition, lack of physical activity, and to much alcohol

Question 2

What is the minimum continued education requirements

Answer 2

20 hours every 2 years to maintain certification. This is to ensure trainers stay up to date with current exercise science research and guidelines

Question 3

What is the main purpose of professional certifications

Answer 3

To protect the public from harm by making sure candidates meet minimum levels of knowledge

Question 4

Describe general partnership

Answer 4

Two or more people join to operate a business dividing ownership equally or not. (Retains personal liability) (Avoid operating under 50-50 partnership, someone needs to have majority)

Question 5

Describe minority partner

Answer 5

If 2 people own a business (60-40) the minority will have (40) mean they will be overruled it decision making. (Investors unlikely to invest as much)

Question 6

What the difference of express partnership & implied partnership

Answer 6

Express: Created by a contract between the parties

Implied: Created and recognized by the judicial system

Question 7

Describe limited partner

Answer 7

Only liable for their direct financial contribution in exchange for limited managerial input in the business. (May own more than 50% ownership without having input into operations)

Question 8

Explain the difference between an act of omission & an act of commission

Answer 8

Omission: When a trainer fails to act (falling to spot a client during a free weight bench)

Commission: When a trainer acts inappropriately (programming sit ups for a client with known back pain)

Question 9

Describe gross negligence

Answer 9

An action that demonstrates recklessness or willful disregard for safety. (trainers knowingly use an unsafe piece of equipment resulting in client injury)

Question 10

Compare contributory negligence & comparative negligence

Answer 10

Contributory: (some states) When clients play some role in injury (resulting in no money)

Comparative: When multiple parties are involved in an injury and award partial compensation (40%)

Question 11

What is an umbrella liability policy

Answer 11

Adds coverage for all of your other insurance that you may have in place

Question 12

What is product liability insurance

Answer 12

Insurance that protects you if your sell additional products in the event the product fails to perform properly

Question 13

What is Keyman insurance

Answer 13

Insurance policy that designed to compensate the business for the loss of a person who performs a unique/valuable function