Exclusions - Section I

Question 1

In exclusions section I, what do we not insure?

Answer 1

1 -12 tangible property. Building our structures, illegally acquired items, inability to pay, sporting equipment, animals caused by specified perils other then impact by aircraft or land vehicle, lawfully seized or confiscated, fragile items unless caused by specified perils, antenna 📡 caused by windstorm, wear and tear, faulty materials or workmanship, and settling moving buildings.

Question 2

In exclusions section 1, we do not insure lots of damage of what perils?

Answer 2

Vacant for more then 30 consecutive days, nuclear, contamination by radioactive, war, international crime, personal property while being worked on. Birds and vermin, smoke from agriculture smudging or industry.

Question 3

When is water damage covered?

Answer 3

Under sudden and accidental

Question 4

When is water damage not covered?

Answer 4

When caused by freezing, seepage or leakage, sewer, ground water, surface water, shoreline ice build-up, watermain, domestic water containers, under constructing or vacant