Coverage C - Personal Property Flashcards
What is coverage C?
Coverage C - personal property (contents)
What does coverage C insure?
- Contents of your dwelling, personal property you own, wear or use while on your premises.
- Your personal property anywhere in the world.
- Warehouse for up to 30 days from the First day of storage.
- Any student, temporarily away for the purposes of attending school, college or university.
What does coverage C insure for tenants?
Improvements and betterments only in the portion you occupy as a residence.
What does coverage C not insure?
*Motorized vehicles (vehicles that need to be registered)
*Camper units, trucks caps, trailers, or their equipment.
*Aircraft or their equipment.
*Personal property at any other location you own rent or occupy
*outdoor trees, shrubs, plants, lawns or owns for commercial. V
Under coverage C, what are the special limits for books that always apply?
Up to $2,000
Under coverage C, what are the special limits for securities that always apply?
Up to $2,000
Under coverage C, what are the special limits for money, including cash cards that always apply?
Up to $500
Under coverage C, what are the special limits for garden-type tractors that always apply?
Up to $5,000
Under coverage C, what are the special limits for watercraft that always apply?
Up to $1,000
* specified perils and theft or attempted theft.
Under coverage C, what are the special limits for computer software that always apply?
Up to $2,000
Does not include gathering or assembling information or data.
Under coverage C, what are the special limits for animals that always apply?
Up to $500
* specified perils other than the impact by aircraft or land vehicle
Under coverage C, what are the special limits for spare automobile parts that always apply?
Up to $1000
Under coverage C, only caused by specified perils, insured for a coin collection?
Up to $500
Under coverage C, only caused by specified perils, insured for jewelry, watches, gems, and furs?
Up to $2,000
Under coverage C, only caused by specified perils, insured for a manuscript, stamps and philatelic.
Up to $1,000
Under coverage C, only caused by specified perils, insured for a bicycle?
Up to $500 each
Under coverage C, only caused by specified perils, insured for a collectible cards?
Up to $2,500
Under coverage C, only caused by specified perils, insured for a personalpropertyof a student temporarilyliving away from home?
Up to $2,500
What are the specified perils? (11-FLESFIRVWT)
- Fire
- Lighting
- Explosion
- Smoke
- Fallen object on exterior
- Impact by aircraft or land vehicle
- Riot
- Vandalism or malicious acts
- Water damage
- Windstorm or hail
- Transportation
What types of water damage is included in specified perils?
Sudden and accidental watermain, plumbing, heating, sprinklers, air conditioner, or domestic water containers.
Water that enters your dwelling through an opening which is sudden and accidental.
Does not include freezing.
