Exam 2

Question 1

Funeral arrangements made prior to need which include payment for services and merchandise are known as

Answer 1

pre-funded

Question 2

If the funeral bill is unpaid, the funeral director may file for the social security lump sum benefit. T/F

Answer 2

false

Question 3

The form used by the funeral director to notify the Social Security Administration of a death is:

1. SSA-721
2. Statement of Death by Funeral Director
3. Affidavit of Death
4. SSA-991

Answer 3

SSA-721

Statement of Death by Funeral Director

Question 4

The time limit for filing for social security death benefit is

Answer 4

2 years from date of death

Question 5

Mrs. Smith comes into your funeral home and wants to prearrange a funeral service and burial for her husband who has been incapacitated due to a stroke. After all of the arrangements have been made you draw up a contract. In order for her husband to qualify for Medicaid the contract states that it can not be cancelled. The contract further states that the prices will be the current prices in effect when Mr. Smith dies and Mrs. Smith will pay whatever the prepaid amount does not cover.
This type of pre-need arrangement is governed by which laws?
1. state law
2. federal law
3. municipal law
4. no law

Answer 5

state law & federal law

Question 6

When using a U.S. Flag at visitation, is said that:
The blue field should rest over the right shoulder of the decedent.
small family floral pieces may be placed on top of the flag.
The flag may be folded according to standard protocol and placed inside the casket cap.
out of respect for the flag, it should never be pressed before use

Answer 6

The flag may be folded according to standard protocol and placed inside the casket cap.

Question 7

There is no time limit for filing for a V.A. marker. T/F

Answer 7

true

Question 8

Generally, veterans who die in a V.A. institution are eligible for burial in a veteran’s cemetery. T/F

Answer 8

true

Question 9

When placing the casket on the bier for the visitation, it is important to do all of the following EXCEPT:

• dust the casket
• place the casket evenly on the bier
• position the handles away from the sides of the casket
• adjust the lighting

Answer 9

position the handles away from the sides of the casket

Question 10

It is legally required and considered sound business practice for the funeral director and client family to sign a contract at the conclusion of the arrangement conference. T/F

Answer 10

true

Question 11

A contract for funeral services which CANNOT be terminated or cancelled prior to death is a/an

Answer 11

irrevocable contract

Question 12

burial is provided for the spouse and minor children of eligible veterans in a V.A. Cemetery. T/F

Answer 12

true

Question 13

The amount of social security lump sum benefit is

Answer 13

$255

Question 14

A pre-need funeral contract in which one individual makes funeral arrangements for another individual is known as

Answer 14

third party contract

Question 15

The responsibility of the funeral director in charge of the funeral procession is primarily dependent upon

Answer 15

agency vs non-agency relationship

Question 16

A pre-need contract which states that the price of a funeral will be based on the current price for services and merchandise at the time of death occurs, less any amount paid prior to death, this is what type of contract?

Answer 16

non-guaranteed

Question 17

The V.A. form for obtaining government headstone or marker is

Answer 17

40-1330

Question 18

The form often utilized by the officiant at a funeral or memorial service which provides information about the decedent and survivors is the

Answer 18

clergy record

Question 19

An account established by the funeral home for the holding of pre-need funeral funds in a financial institution such as a bank would be classified as a/an

Answer 19

trust account

Question 20

Flags to drape the caskets may be obtained from a main post office or V.A. field office. T/F

Answer 20

true

Question 21

The time limit for filing the social security lump sum benefit is two years from the date of death. T/F

Answer 21

true

Question 22

The form for making application for a U.S. Flag for burial purposes is

Answer 22

V.A. Form 90-2008

Question 23

A/an ______ contract is one that can not be terminated or cancelled before the death of the beneficiary.

Answer 23

irrevocable

Question 24

Mrs. Smith comes into your funeral home and wants to prearrange a funeral service and burial for her husband who has been incapacitated due to a stroke. After all of the arrangements have been made you draw up a contract. In order for her husband to qualify for Medicaid the contract states that it can not be cancelled. The contract further states that the prices will be the current prices in effect when Mr. Smith dies and Mrs. Smith will pay whatever the prepaid amount does not cover.
Putting funds into this type of contract so that Mr. Smith qualifies for Medicaid is called

Answer 24

spend down.

Question 25

An obituary can best be described as

Answer 25

a brief biographical sketch of a person’s life

Question 26

The time limit for filing claims for V.A. burial benefits is

Answer 26

2 years from date of disposition

Question 27

A contract which states that the funeral home will provide services and merchandise at the time of need that will not exceed the amount of the contract is

Answer 27

guaranteed

Question 28

The social security lump sum death benefit is $250. T/F

Answer 28

false

Question 29

Verification of eligibility for VA benefits can be obtained from the 
1 spouse
2 DD214
3 discharge papers
4 letter from the President

Answer 29

DD214 and discharge papers

Question 30

Benefits for an eligible veteran of the US armed forces include:

• burial at National Cemetery
• government marker
• U.S. Flag
• all of these

Answer 30

all of these

Question 31

All of the following are reasons for making funeral arrangements before the time of need EXCEPT:

• the individual making arrangements does not want his/her family to know their wishes
• fewer emotions and feelings are involved
• to lessen the burden on the family and other survivors
• reduction of personal assets for Medicaid eligibility

Answer 31

the individual making arrangements does not want his/her family to know their wishes

Question 32

When placing the casket on the bier, care should be taken to:

• move the handles away from the side of the casket
• ensure the casket is placed evenly on the bier
• leave dust on the casket and bier
• none of these should be done

Answer 32

ensure the casket is placed evenly on the bier

Question 33

Funeral arrangements made in advance of need without any payment are known as

Answer 33

pre-planned

Question 34

Reduction of personal assets in an attempt to qualify for Medicaid benefits is known as

Answer 34

spend-down

Question 35

The statute of limitations for applying for the U.S. Flag for burial purposes and the government headstone or marker is

Answer 35

there is no statue of limitations for either

Question 36

Mrs. Smith comes into your funeral home and wants to prearrange a funeral service and burial for her husband who has been incapacitated due to a stroke. After all of the arrangements have been made you draw up a contract. In order for her husband to qualify for Medicaid the contract states that it can not be cancelled. The contract further states that the prices will be the current prices in effect when Mr. Smith dies and Mrs. Smith will pay whatever the prepaid amount does not cover.
The contract in the scenario is what type of contract?
1. guaranteed
2. irrevocable
3. non-guaranteed
4. revocable

Answer 36

irrevocable & non-guaranteed

Question 37

The form used to apply for VA burial benefits is

Answer 37

21-530

Question 38

The VA will allow up to $1500 if the death of a veteran was service related. T/F

Answer 38

true

Question 39

The VA will pay the cost of installing a government marker in a private cemetery. T/F

Answer 39

false

Question 40

One method of reminding the family that the visitation time is coming to a close is

Answer 40

discuss details for the next day

Question 41

A pre-need funeral contract which can be terminated or cancelled by the purchaser prior to death is a/an

Answer 41

revocable contract

Question 42

Mrs. Smith comes into your funeral home and wants to prearrange a funeral service and burial for her husband who has been incapacitated due to a stroke. After all of the arrangements have been made you draw up a contract. In order for her husband to qualify for Medicaid the contract states that it can not be cancelled. The contract further states that the prices will be the current prices in effect when Mr. Smith dies and Mrs. Smith will pay whatever the prepaid amount does not cover.
The third-party beneficiary of this contract is

Answer 42

Mr. Smith

Question 43

The time limit for filing claims for VA burial benefits is two years from the date of death. T/F

Answer 43

false

Question 44

All of the following would qualify eligibility for burial in a national cemetery EXCEPT:

• dishonorable discharge
• deceased was on active duty
• honorable discharge
• a minimum of 24 months of service for those enlisted after September 1980.

Answer 44

dishonorable discharge

Question 45

For those veterans NOT buried in a National Cemetery, who will pay the setting fees for a government marker or headstone?

Answer 45

family