Deutsche basics

Question 1

Strategic Corporate Lending

Answer 1

Provides loans and financing to investment-grade clients, about 600 of them.

SCL works with coverage to establish relationships with clients, determining whether or not to enter revolving credit facilities or enter term loan agreements with their clients

Question 2

Trade Finance and Lending

Answer 2

Plays a role in financing their client’s receivables, payables, and inventories.

Through ST loans, TF&L helps improve their clients cash conversion cycles, allowing them to continuously grow and expand.

Question 3

Securities Services

Answer 3

Provides security services to clients to help them adjust to new regulatory environments and technological advancements

T+2 - T+1

Ultimately, SS helps their clients with custody and clearing, and fund administration

Question 4

Trust and Agency Services

Answer 4

Very versatile in terms of the services that it assists their clients with from escrow services, project finance, structured finance, to loan agency services.

Ultimately, TAS provides their clients with large financial transactions, helping with safeguarding assets and administrative services to support those clients

Question 5

Cash Management

Answer 5

Cash Management allows clients to receive a yield on their cash. Similar to retail bank processes, ultimately CM helps make clients make best use of their cash and helps with payment processing.

A prominent service CM also provides is FX services to help clients send funds across borders. CM has the widest level of exposure to different world currencies and has a superior fx conversion platform relative to the rest of the banking industry.

Question 6

Deutsche CEO

Answer 6

Christian Sewing

Pronounced Christian Saving

Question 7

Head of CB

Answer 7

David Lynne

Question 8

How many employees at Deutsche?

Answer 8

90,000

Question 9

DB HQ

Answer 9

Frankfurt, Germany

Question 10

How many countries does DB operate in?

Answer 10

57 countries

Question 11

Recent earnings outcome

Answer 11

Net revenues up 5% YoY to 7.5B

Commissions and fee income up 5% YoY to 2.5B

Profit up 31% YoY to 2.3B before tax

Net revenues down 3% YoY for CB

Question 12

Stock price

Answer 12

17/share

Question 13

Founded when

Answer 13

1870

Question 14

Core values

Answer 14

Integrity
Sustainable performance
Client centricity
innovation
discipline
partnership

Question 15

ESG Initiatives

Answer 15

focus loan portfolios on clients focused on developing decarbonization plans

After 2026, DB has a goal to have at least 90% of their high-emitting clients in the most carbon-intensive sectors to be committed to net-zero commitment

Question 16

AI initiatives

Answer 16

Partnership with NVIDIA on AI initiatives indicating a strategic move to leveraging AI

In the Q3 earnings call, Christian Sewing highlighted the ongoing investment in technology and digitial transformation techniques, specifically within the PB, aimed at reducing costs