Chapter 3 - surgeries policies

Question 1

Surgeries - Who would need a surgery policy?

Answer 1

Doctors, dentists, vet, complementary therapists ect

Question 2

Surgeries - How much cover is there under “loss by deterioration or contamination to drugs or vaccines kept in a refrigeration unit due to change in temperature or accidental leakage of refrigerant or refrigerant fumes”?

Answer 2

£30,000

Question 3

Surgeries - Can cover be provided for mechanical and electrical equipment breakdown, including specialist, diagnostic and IT equipment?

Answer 3

Yes

Question 4

Surgeries - What is restricted under the products liability cover?

Answer 4

Cover is restricted to the supply of food and drink intended for consumption on the premises and the sale or supply of proprietary goods in manufacturers’ unopened containers;

Question 5

Surgeries - What does the liability cover exclude?

Answer 5

Professional neglect, errors or omissions in treatment, medication, advice and certification

Question 6

Surgeries - Is theft cover provided?

Answer 6

Not by all insurers

Question 7

Surgeries - Do any insurers offer cover for errors in dispensing drugs and mediation?

Answer 7

Yes - as an option extra

Question 8

Surgeries - What usually provides cover for errors in dispensing drugs and medication?

Answer 8

Separate PI insurance