Chapter 3 Quiz Flashcards
Complaints relating to the Civil Rights Act of 1866
A. Must be taken directly to federal courts
B. Are no longer viewed by courts
C. Are handled by HUD
D are handled by state enforcement agencies
A. Must be taken directly to federal courts
Why is the Civil Rights Act of 1866 unique?
It provides no exceptions that would permit racial discrimination.
A real estate professional said to a home owner, “ I hear they’re moving in. Better put your house on the market before values drop!” This is an example of what illegal practice?
Blockbusting
The act of directing home seekers toward or away from particular areas, either to maintain or to change the character of the neighborhood, is?
Steering
A lender’s refusal to lend money to a potential homeowners attempting to purchase properties located in predominantly Latino neighborhoods is known as?
Redlining
All of the following would be permitted under the Federal Fair Housing Act except:
A. An expensive club in NY renting rooms only to members who are graduates of a particular university
B. The owner of a 20 unit residential apartment building renting only to men
C. A Catholic convent refusing to furnish housing to a Jewish man
D. An owner refusing to rent the other side of the duplex in which she lives to a family with children
B. The owner of a 20 unit residential apartment building renting to men only
It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the
A. Questionable economic situation of the applicant
B. Physical location of the property
C.applicant not being legal age
D. Deteriorated condition of the premises
B. Physical location of the property
Which agency, upon receiving a complaint regarding a Fair Housing Act violation investigates?
HUD
Housing that qualifies for exemption from familial status provisions
A. Include housing intended for persons 50 or older
B. Includes a restriction that 80% of the units be occupied by persons 55 or older
C.is not permitted under the federal Fair Housing Act.
D. Is permitted for owner-occupied buildings with four or more units
B. Includes a restriction that 80% of the units be occupied by persons 55 or older
Which Supreme Court decision is best described as “Racial discrimination is prohibited by any party in the sale or rental of real estate”
Jones V. Alfred H. Mayer Company
After a real estate professional takes a sale listing of a residence, the owners specify that they will not sell the home to any Asian family. The real estate professional should do what?
Explain to the owners that the instruction violates federal law and that the real estate professional can not comply with it.
The fine for the first violation of the federal Fair Housing Act could be as much as?
$16,000.
What can a man with two small children do who has been told by a real estate professional that homes for sale in a condominium complex are available only to married couples with no children?
The man may file a complaint alleging discrimination on the basis of familial status
What’s wrong with this ad?
“ for sale: 4 BR brick home; Redwood School district; excellent Elm St location; short walk to St. John’s Church; and right on the bus stop.”
The ad should not mention St. John’s Church
A discrimination suit may be filed in federal court by
A. A person aggrieved by racial discrimination
B. The dept. of Housing and Urban Development
C. The state or county nondiscrimination officer
D. The Federal Housing Administration
A. A person aggrieved by racial discrimination.
