Chapter 3: Government-Sponsored Programs

Question 1

What are the major categories of government-sponsored health insurance are?

Answer 1

Medicare, Medicaid, Children’s Health Insurance Program (CHIP), Military Health Health Care, Indian Health Service (IHS), and Worker’s Compensation.

Question 2

What is Medicare?

Answer 2

A federal program for people over 65 or individuals with disabilities, those receiving Social Security benefits or those in end stance renal disease.

Question 3

What is Medicaid?

Answer 3

Provides coverage for individuals of limited income and resources.

Question 4

What is Children’s Health Insurance Program (CHIP)?

Answer 4

Give insurance and preventive care to uninsured American children.

Question 5

Can those children come from working families that earn too much to be eligible for Medicaid but can’t afford private insurance?

Answer 5

Yes.

Question 6

What are the two different health insurance options?

Answer 6

TRiCARE and CHAMPVA.

Question 7

What is TRICARE?

Answer 7

A health care program for active duty, retired uniformed members and their families.

Question 8

What is CHAMPVA?

Answer 8

A health care coverage for spouses, widows and children of veterans with disabilities that are entirely service-related.

Question 9

What is Indian Health Service (IHS)

Answer 9

A health care coverage for Native (North) American individuals and First Nations Peoples who live in Alaska.

Question 10

What is Worker’s Compensation?

Answer 10

A plan mandated by state governments requiring employers to cover employees who get sick or injured on the job.