Chapter 3 Flashcards
licensure *
- a mandatory credentialing process established by law, usually at the state level, that grants the right to practice certain skills and endeavors
- required in every state for physicians, nurses, and other health care practitioners
- licenses for health care professionals to practice can be revoked or suspended in certain circumstances
reciprocity*
the process by which a professional license obtained in one state may be accepted as valid in other states by prior agreement without reexamination
scope of practice*
- the determination of the duties/procedures that a person may or may not perform under the auspices of a specific health care professional’s license
- duties determined by each state’s laws, regulations, educational requirements, and licensing bodies
accreditation *
- official authorization or approval for conforming to a specified standard for health care education programs, health care facilities, and managed care facilities
- usually voluntary
- health care organization such as hospitals, patient care facilities, and health plans are accredited
- health care education organizations are accredited
practice acts*
state laws written for the express purpose of governing the practice of specific health care professions
- define practice of individual health professions in each state
- explain requirements and methods for licensure
- establish licensing boards
- establish grounds for suspension or revocation of license
- give conditions for license renewal
professional boards*
bodies established by the authority of each state’s practice acts for the purpose of protecting the health, safety, and welfare of health care consumers through proper licensing and regulation of health care practitioners.
managed care organization (MCO) *
a system in which corporation that links, health care financing, administration, and delivery of health care services that are combined to provide medical services to subscribers for a specific fee
may take form of:
- contracted fee schedules
- percentage of fees
- capitation
managed care *
a system in which financing, administration , and delivery of health care are combined to provide medical services to subscribers for prepaid fee.
health maintenance organization (HMO) *
a health plan that combines coverage of health care costs and delivery of health care for a specific payment
- all services are delivered and paid for through one organization.
- 2 types = group model and staff model
preferred provider organization/association (PPO/PPA)*
a network of independent physicians, hospitals, and other health care providers who contract with an insurance carrier to provide medical care at a discount rate to patients who are part of the insurer’s plan. Also called preferred provider association (PPA)
- provide services for set fees
- subscribers may choose their health providers from an approved list and must pay higher out of pocket costs for care provided by HCP outside the PPO group
physician-hospital organization (PHO)
a health care plan in which physicians join with hospitals to provide a medical care delivery system and then contract for insurance with a commercial carrier or an HMO
- another type of managed care plan
- contract with one or more HMOs, insurance plans, or directly with employers to provide health care services
Medical services organization (MSO) *
a physician group purchases a hospital which then contracts with employers to provide full health care services
exclusive provider organization (EPO) *
a managed care plan that pays for health care services only within the plans network of physicians, specialists, and hospitals (except in emergencies).
health reimbursement arrangement or account *
an employer-funded, tax-advantage employer health benefit plan approved by the internal revenue service (IRS) that reimburses employees for out-of-pocket medical expenses and individual health insurance premiums there are no annual limits on the amounts employers may contribute to an HRA
health savings account (HSA) *
offered to individuals covered by high-deductible health plans, theses accounts let these individuals save money, tax free, to pay for medical expenses. there are no yearly limits on amounts one may contribute to an HSA