Chapter 3

Question 1

Negligence

Answer 1

He failure to use ordinary or resonance care that a person should normally excessive to avoid injury to themselves or to others

Question 2

Standard of reasonable care

Answer 2

Assumed that an individual in neither exceptionally skillful nor extraordinarily cautious, but it is a person of reasonable and ordinary prudence

Question 3

Duty of care

Answer 3

Exists between the person injured and the person responsible for that injury

Question 4

Torts

Answer 4

Legal wrongs committed against the person or property of another

Question 5

Act Of omission (nonfeasance)

Answer 5

The individual fails to perform a legal duty

Question 6

Act of commission (malfeasance)

Answer 6

He or she commits an act that is not legally his or hers to perform.

Question 7

Misfeasance

Answer 7

An individual improperly does something that they have the legal right to do

Question 8

Negligence

Answer 8

Alleged when an individual does something that a reasonably prudent person would not do, or fails to do something that reasonably prudent person would do.

Question 9

Good Samaritan law

Answer 9

Provides limited protection against legal liability to any individual who voluntarily chooses to provide first aid, should something go wrong

Question 10

Assumption of a risk

Answer 10

When an athlete knows of and understands the dangers of an activity, and voluntarily chooses to be exposed to those dangers

Question 11

Product liability

Answer 11

Refers to the liability of any or all parties along the chain of manufacture of any product for damage caused by that product

Question 12

NOCSAE

Answer 12

The national operating committee on standards for athletic equipment establishes minimum standards for equipment that must be met to ensure safety

Question 13

Managed care

Answer 13

Cost of a health care providers medical care are closely monitored and scrutinized by insurance carriers

Question 14

Medical insurance

Answer 14

A contract between an insurance company and a policyholder in which the insurance company agrees to reimburse a portion of the total medical bill after some deductible has been laid by the policyholder

Question 15

Secondary insurance

Answer 15

Coverage that pays the athletes remaining medical bills once the athletes personal insurance company has made its payment

Question 16

Reimbursement

Answer 16

The primary mechanism of payment for medical services in the United States

Question 17

Health maintenance organization (HMO)

Answer 17

Provide preventive measures and limit where the individual can receive care

Question 18

Preferred provider organizations (PPO)

Answer 18

Provide discount health care but also limit where a person can go for treatment of an illness

Question 19

Point of service plan

Answer 19

A combination of HMO and PPO plans. Based on an HMO structure, but it allows members to go outside the HMO to obtain services

Question 20

Indemnity plan

Answer 20

The most traditional form of billing for health care. Changes are based on a set fee schedule

Question 21

Capitation

Answer 21

A form of reimbursement used by managed care providers in which the members make a standard pay been each month regardless of how much service is rendered to the member by the provider

Question 22

Accident insurance

Answer 22

The insurance covers accident on school grounds while the student is in attendance

Question 23

Personal liability insurance

Answer 23

Covers claims of negligence on the part of the individuals. It’s major concern is whether supervision was reasonable

Question 24

Catastrophic insurance

Answer 24

Insurance provided to the family of an athlete who has experienced a catastrophic injury that causes permanent disability

Question 25

Stature of limitations

Answer 25

Sets a specific length of time that individuals may sue for damages from negligence

Question 26

Liability

Answer 26

Being legally responsible for the harm one person causes to another