Chapter 21

Question 1

It is probably safe to say that any advertising that describes _______ would be considered acceptable .

Answer 1

The property

Question 2

Which sections of the NYS humans rights law prohibits discrimination in employment , housing , credit , places of public accommodations , educations institutions?

Answer 2

Article 15

Question 3

An individual who feels they have been discriminated against can choose to file a suit in federal court rather then HUD as long as it is within what amount of time ?

Answer 3

Two years

Question 4

HUDS distributions what to promote fair housing practices ?

Answer 4

The equal opportunity poster

Question 5

How many hours must a licensee complete in fair housing and discrimination educations as part of continuing education requirements.

Answer 5

3 hours

Question 6

Which law expanded the protected class of gender to include gender indemnity and sexual harassment ?

Answer 6

New York City Human Right Law

Question 7

A client asks you the following specific question: “Would you live in this home or this neighborhood?” How should you answer?

Answer 7

By focusing on factual statement based on various features within the home

Question 8

Discrimination against race in programs receiving federal funding was first prohibited by which law ?

Answer 8

Title VI of the civil rights act of 1964

Question 9

Which law expanded the protected class of gender to include gender identity and sexual harassment ?

Answer 9

New York CITY Human Rights Law

the New York City human rights law is one of the most comprehensive civil rights laws in the nation , having expanded gender to include gender identity and sexual harassment.

Question 10

Which law added gender as a class protected against discrimination ?

Answer 10

Housing and community development act - was enacted in 1974 and added gender

Question 11

HUD has _____ to determine if there is a case to charge discrimination or if the compliant is to be dismissed .

Answer 11

100 days

Question 12

Fair housing law first began with the _____ which prohibited discrimination in housing based on race.

Answer 12

Civil Rights act of 1866

Question 13

Which race-related court case was decided by the Supreme Court to be based in a law that was unconstitutional?

Answer 13

Buchanan V. Warley

Question 14

When would a model home in real estate development need to comply with the ADA?

Answer 14

When it is used as the development’s sale office.

Question 15

Which additional protection class was NOT added by New York City commission on human rights ?

Answer 15

Perceived sexual orientation.

Citizenship status , lawful occupation , and partnership was added by the commission. Sexual status was already there.

Question 16

What class type is NOT protected under the Federal Fair Housing Act?

Answer 16

Sexual orientation

The federal fair housing act prohibits discrimination based on race , religion , color , national origin , sex , handicap, and family status.

Question 17

Restricting the number of loans in certain areas of community because of its racial or ethnic makeup is known as …

Answer 17

Redlining

Question 18

In which of the following New York discrimination exemption may a real estate broker legally be involved ?

Answer 18

Real estate brokers may not participate in the New York exemptions except for the ones that deals with restricting of sales , rentals , or leadings of a property to SENIOR CITIZENS

Question 19

An individual found guilty of discrimination in an administrative hearing can be penalized in any of the following ways ….

Answer 19

If the administrative law judge decides discrimination did occur , the violator can be ordered to pay ACTUAL DAMAGES , not punitive damages , provide injunctive relief , pay a civil penalty , and pay reasonable attorney fees and costs. Punitive damages can be ordered by a state or federal court.

Question 20

Handicapped individuals were first protected against discrimination under what law ?

Answer 20

Fair housing amendment act … in 1988 they added handicap and familial status as classes protected against discrimination

Question 21

New York added classes to those protected by federal laws. What classes where added by New York ?

Answer 21

New Yorker added age , marital status and sexual origination…. NOT COLOR

Question 22

During the investigation period , HUD can attempt to resolve the complaint by getting assurance from the person against whom the complaint was filed that he or she will remedy the alleged violation. This is known as ….

Answer 22

Conciliation

Question 23

Handicapped individuals were first protects against discrimination under what law ?

Answer 23

FAIR HOUSING AMENDMENT ACT

In 1988 they added a handicap and familiar status as classes protected against discrimination

Question 24

In a process known as ______ , dwellings the were formerly occupied by middle - and upper - income families declined in quality and value and become available to lower income families.

Answer 24

Filtering down

Question 25

Which law expanded the protected class of gender to include gender identity and exhale harassment harassment?

Answer 25

New York City Human Rights Laws

Question 26

New York human rights law prohibits discrimination in …

Answer 26

The obtaining or credit