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Real Estate > Chapter 14 > Flashcards

Chapter 14 Flashcards

1
Q

The agency responsible for the enforcement of the Fair Housing Act is the:

A

Department of Housing and Urban development

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2
Q

Lydia owns two multiunit apartment buildings, a two-flat on Oak Street and a 12-unit building on Main Street. She lives in an apartment in the Main Street property. Which of Lydia’s properties, if any, is exempt from the Illinois Human Rights Act?

A

Neither property

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3
Q

The Fair Housing Act of 1968 is contained in:

A

Title VIII of the Civil Rights Act of 1968

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4
Q

Real estate brokers are required to do all of the following:

A

Take affirmative action in advertising, Take affirmative action in canvassing, Prominently display the equal housing opportunity poster

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5
Q

Real estate brokers are required to do all of the following EXCEPT:

A

Show all of the properties they have listed

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6
Q

Discrimination on the basis of any of the following could be construed as violations of fair housing laws for discrimination based on ___________considerations.

A

Ethnic, Sexual, Religious

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6
Q

The refusal of a lending institution to make a residential real estate loan strictly because of the racial or ethnic composition of the neighborhood is called:

A

Redlining

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7
Q

Discrimination based on familial status was prohibited with the passage of the:

A

Fair Housing Amendments Act of 1988

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8
Q

Discrimination on the basis of any of the following could be construed as violations of fair housing laws EXCEPT for discrimination based on ___________considerations.

A

Economic

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9
Q

The practice of channeling families with children away from other buildings into an apartment where other families with children reside is:

A

Steering

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10
Q

The Federal Fair Housing Act prohibits all of the following:

A

Blockbusting, Discriminatory advertising, Redlining

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11
Q

The Federal Fair Housing Act prohibits all of the following EXCEPT:

A

Discriminating on the basis of annual income

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12
Q

The restrictive covenant in a condominium complex prohibits pets. A prospective buyer with a physical disability relies on an animal to assist him. Which of the following is true?

The condominium has the right to establish this private restriction if it chooses

This restriction is unenforceable only if the animal is used to assist people with visual impairments

This restriction is unenforceable when any person with a disability uses an animal for assistance

The condominium can waive the enforcement of the covenant only if there are suitable accommodations in the complex for an animal

A

This restriction is unenforceable when any person with a disability uses an animal for assistance

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13
Q

The Americans with Disabilities Act requires that:

A

All real estate is free of barriers to people with disabilities

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14
Q

The Civil Rights Act of 1866 prohibits discrimination in housing based on:

A

race.

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15
Q

It is illegal for a lending institution to refuse to make a residential real estate loan in a particular area only because of the:

A

physical location of the property.

16
Q

A discrimination suit may be filed in federal court by:

A

the aggrieved person because of racial discrimination.

17
Q

In order to file a complaint of discrimination, the complainant must:

A

suspect that discrimination occurred.

18
Q

A prospective homebuyer who is black inquires about the availability of a home in a predominately white residential neighborhood. What should the broker say to this prospect?

A

“I’ll be pleased to show you any houses that you’re interested in.”

19
Q

Protection from threats or acts of violence against those who assist and encourage open housing rights is found in the:

A

Fair Housing Act of 1968.

20
Q

The provisions of the Fair Housing Act apply:

A

in all states.

21
Q

Actions that are made illegal by federal and state fair housing laws include all of the following:

A

offering advantageous loan terms to encourage the re-segregation of a residential area, refusing to show certain residential property to non-English-speaking individuals, channeling members of a certain minority group into an area already predominantly occupied by members of that minority.

22
Q

Actions that are made illegal by federal and state fair housing laws include all of the following EXCEPT:

A

refusing to show certain residential property to people who are not financially qualified to purchase it.

23
Q

There are exceptions to some of the fair housing laws for all of the following criteria EXCEPT:

A

racial considerations.

24
Q

Discrimination based on familial status was prohibited with the passage of the:

A

Fair Housing Amendments Act of 1988.

25
Q

There are exceptions to some of the fair housing laws for all of the following criteria:

A

retirement communities, private clubs, religious organizations.

26
Q

Steering is:

A

leading prospective homeowners to or away from certain neighborhoods.

27
Q

When a salesperson represents that minorities are moving into the area to get homeowner to sell their properties, this activity is:

A

panic selling.

28
Q

Under the federal Fair Housing Act it is illegal to discriminate because:

a person has a history of dangerous behavior.

of a person’s marital status.

a person has AIDS.

a person has been convicted of distributing a controlled substance.

A

a person has AIDS.

29
Q

A house for sale was advertised: “Fine executive home in an exclusive neighborhood, suitable for an older couple; near St. Mary’s Church.” All of the following are true EXCEPT:

A

this is descriptive of the property for sale and a good ad.

30
Q

Which of the following would be considered to be legal?

Charging a family with children a higher security deposit than is charged to adults

Requiring a person with a disability to establish an escrow account for the costs to restore a property after it has been modified

Picturing only white people in a brochure as the “happy residents” in a housing development

Refusing to sell a house to a person who has a history of mental illness

A

Requiring a person with a disability to establish an escrow account for the costs to restore a property after it has been modified

31
Q

Which of the following would BEST describe the term familial status?

A parent

A relative

A guardian

The head of the household responsible for minor children.

A

The head of the household responsible for minor children.

32
Q

Which of the following would NOT be covered by the Federal Fair Housing laws?

A duplex

Commercial properties

Vacant land that is zoned residential

A single family home

A

Commercial properties

33
Q

If an Illinois licensee has been found by a court to have illegally discriminated,

A

his or her license must be suspended or revoked.

Real Estate (22 decks)

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