Chapter 13 Human Rights And Fair Housing Flashcards
Explain Testers?
Volunteers, employees of federal programs and people from civil rights groups that visits real estate offices posing as prospective homebuyers to see whether race influences the information or services that the real estate agent offers.
The Fair Housing Act of 1968 requires real estate offices to prominently display what?
The HUD equal opportunity poster
What is the first important statute affecting equal housing opportunity and what does it cover ?
Civil rights act of 1866 and it covers racial discrimination in housing
What did the courts determine in the Jones v. Alfred H. Mayer Co?
Exemptions in the fair housing act cannot be used to allow discrimination under any circumstances.
In 1962 what executive order did John F Kennedy issue?
In non discrimination in housing for FHA and VA loans.
Shortly after JFK issued a executive order on non discrimination in housing for FHA and VA loans what happened?
The VI of the civil rights act of 1964 was enacted prohibiting discrimination in any program receiving federal money but didn’t apply to privately financed housing.
The federal fair housing act of 1968 or VIII of the civil rights act of 1968 states what?
Discrimination in housing based on race color religion or national origin is not allowed.
An amendment in the housing and community development act of 1974 added the prohibition against what?
On sex.
What does HUD stand for?
Housing and Urban Development
What is HUD?
A federal regulatory agency.
In 1988 Amendments to Fair Housing Act the congress passed amendment to the fair housing act adding two protected classes which are?
Persons with mental or physical disabilities and familial status (minor children)
What are the fair housing acts for buildings occupied after March 13 1991?
- Accessible entrance on an accessible route
- Accessible common use areas
- Usable doors
- Accessible route into and through the dwelling unit
- accessible route into and through the dwelling unit
- accessible light switches and outlets ext
- reinforced walls in bathrooms and usable kitchen and bathroom
What are some Federal Fair Housing Act or 1968 exemptions ?
- Am owner in the sale or rental of up to three single family dwelling at any one time is exempt.
- an owner of an apartment building containing up to four units is exempt in the rental of the units provided that the owner occupies one of the units as a personal residents.
- Properties owned and operated by religious organizations for the benefit of its members.
- a private club that does not operate commercial use but provides lodging for its members not to general public.
A victim of illegal housing practices my file a complaint with HUD how long do that have and what’s the fine for discrimination?
1 year and a 10,000 fine
What does the American with disabilities act state?
Prohibits discrimination and ensures equal opportunity for individuals with disabilities who cannot be denied access to public transport or any commercial facility or public accommodation.
What does the human rights do?
Prohibits discriminatory practices in areas besides housing.
The human rights law created a DHR (Division Of Human Rights) to what?
Eliminate discrimination everywhere movie theater, public places parks ext.
Are marital status and religion protected on a federal level?
No they are not.
What are the exemptions of the Human rights law?
Rental of an apartment owner occupied in a two family house
Restrictions of all rooms in a housing accommodation to individuals of the same sex
Rental of a room by the occupant of a house or an apartment
No restrictions to the sale or rental or lease of accommodation of exclusively to persons 55 year and older and spouse of such person
What are the protected groups to the New York City commissions on human rights ?
Alienage or citizenship
Sexual orientation
Lawful occupation
What is blockbusting ?
When a real estate sales person induce owners to list a property for sale or rent by telling them that persons of a particular race,color,national origin ,sex,religion,handicap,or familial status or other protected classes are moving into the area.
What is Steering?
When licensees direct prospective purchasers from culturally diverse background to presently integrated areas to avoid intervention of nonintegrated areas.
What is redlining ?
Refusing to make loans to purchase construct or repair a dwelling by discriminating against any of the protected classes.
What does Caveat Emptor mean?
Let the buyer beware
What is the Megan’s Law?
A law that requires a public registry of know sex offenders.
What is a Non solicitation order?
It’s prohibits licensees from soliciting listings for sale purchase or rental of real property in certain specified areas of the state.
What is a Cease and Desist zone?
A zone that are subject to intense and repeated solicitation by real estate agents.
What is a Cease and Desist list?
A list of people stating they don’t want to sell or rent there homes and don’t want to be solicited by real estate agents.
