Chapter 11 - part 1 Flashcards

1
Q

What does FOS and FSCS stand for?

A

Financial Ombudsman Service
Financial Services Compensation Scheme

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2
Q

What does DPA 2018 stand for?

A

Data Protection Act 2018

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3
Q

Under the DPA 2018 what age is parental consent is not needed to process data online?

A

13

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4
Q

Under the DPA 2018 what admin fine on data controllers and processors can the commissioner levy?

A

17.5 mil or 4% of global turnover

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5
Q

What does GDPR stand for?

A

General Data Protection Regulation

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6
Q

Who does the GDPR apply to?

A

controllers and processors in the EU

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7
Q

What information does the GDPR apply to?

A

personal data

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8
Q

The GDPR refers to sensitive personal data as what?

A

“special categories of personal data’.
These categories include:
• race;
• ethnic origin;
• politics;
• religion;
• trade union membership;
• genetics;
• biometrics (where used for ID purposes);
• health;
• sex life; or
• sexual orientation

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9
Q

What does SAR stand for?

A

Subject Access Request

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10
Q

How long does an organisation have to respond for a SAR?

A

1 month normally, can take an additional 2 months in some circumstances.

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11
Q

If an organisation fails to respond to a SAR, what must the individual do?

A

complain to the organisation in the first instance
then if still dissatisfied they can make a complaint to the Information Commissioner’s Office

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12
Q

What is the charge for a copy of an individuals personal data?

A

First copy is free

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13
Q

What is the key requirement in order to hold personal data under GDPR?

A

Permission from the person concerned.

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14
Q

What does UTCCRs mean?

A

Unfair Terms in Consumer Contracts Regulations 1999 (UTCCRs)

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15
Q

What does the Consumer Rights Act 2015 consolodate?

A

The Act consolidates and clarifies existing consumer legislation on unfair contract terms

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