CH5 THE AUSTRALIAN HEALTHCARE SYSTEM Flashcards

1
Q

WHO identifies health system as…

A

all the activities whose primary purpose is to promote, restore and/or maintain health

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2
Q

the WHO identifies that an effective healthcare system is…

A

one that is able to deliver quality healthcare services to all people when & where they are required

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3
Q

primary healthcare (PH)

A

-refers to an individual’s first contact with the healthcare system, often seen as a gateway to the health system
-primary healthcare also includes services such as health promotion, prevention initiatives, early detection, early intervention, treatment of illness & management of chronic conditions such as diabetes
-a PH system does not work in isolation, it is part of a bigger system, including secondary care, which includes those offered by specialists or in hospitals

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4
Q

funding the healthcare system

A

-most funding for medical services is provided by the Commonwealth Government, which in 2016-17 was estimated to be 10.3% of GDP & almost 68% of this expenditure was funded by govs
-most funding for medical services is provided by the Commonwealth Government, with the remaining paid by the non-gov sector, including health insurance & individual out-of-pocket costs

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5
Q

aim of medicare

A

to improve the access to healthcare for all australians, & to provide access to adequate healthcare at little or no cost to all australians in need of treatment, regardless of age or income

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6
Q

funding of medicare

A

medicare is funded by the federal gov which raises revenue from taxpayers, & partly funded by commonwealth gov partly through contributions made to the healthcare system through a 2% medicare levy, which is paid by most taxpayers who earn over a certain amount & based on taxable income

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7
Q

medicare 3 main objectives:

A

1) to make healthcare more affordable for all australians
2) to give all australians access to healthcare services with priority according to clinical need
3) to provide a high quality of care

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8
Q

how medicare works

A
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9
Q

medicare safety net

A

-is a protective measure designed to avoid patients having to pay high medical costs
-it covers a range of out-of-hospital costs including doctor & specialists’ consultations, ultrasounds, blood tests & x-rays
-when a patient’s expenses reach $477.90 in any calendar year, they are eligible for the safety net, which will increase their medicare benefit to 100% coverage of the medicare schedule fee for any out-of-hospital services for that year

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10
Q

what is covered by medicare

A

OUT-OF-HOSPITAL SERVICES:
-free or subsidised treatment by health professionals such as doctor’s consultation fees as often as needed (including some specialists)
-tests & examinations that are needed to treat illness, including x-rays & pathology tests
-optometrists eye tests
-most procedures performed by GPs

IN-HOSPITAL SERVICES:
-treatment & accommodation as a public patient in a public hospital by a doctor appointed by the hospital as a result of an emergency or after referral from a doctor
-75% of the medicare schedule fee for services & procedures for a private patient in a public or private hospital (which does not include accommodation in hospital or items such as theatre fees of medication)

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11
Q

what is not covered by medicare

A

-general/most dental examinations & treatments (except under specific circumstances)
-ambulance services
-home nursing
-most allied health services such as physiotherapy, speech pathology, occupational therapy, chiropractic services, podiatry or psychology services (except under specific circumstances)
-hearing aids, contact lenses & glasses
-medicines (except those covered by PBS)
-medical costs incurred overseas
-medical examinations for employment purposes, life insurance or superannuation
-medical services that are not clinically necessary
-private hospital costs other than treatment, such as accommodation in hospital or items such as theatre fees & medicines
-acupuncture (unless part of a doctor’s consultation)

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12
Q

advantages & disadvantages of medicare

A

ADVANTAGES:
-access to essential healthcare as a public patient in a public hospital at little or no cost
-receive treatment by a GP of their own choice at little or no cost
-receiving a range of tests at a subsidised cost

DISADVANTAGES:
-places significant financial burden on commonwealth gov
-may be long waiting lists
-does not cover cost of allied health services; there are often gap amounts or out-of-hospital costs to individual
-individuals do not have their choice of doctor or often their choice of timing for in-hospital treatment

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13
Q

what is the pharmaceutical benefits scheme (PBS)

A

-PBS is an aus gov program that provides subsidised prescription medication to aus residents, as well as foreign visitors covered by a Reciprocal Health Care Agreement
-the PBS provides timely, reliable & affordable access to necessary medicines for australians

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14
Q

aim of PBS

A

is to subsidise the cost of a wide range of prescription medications, providing australians with vital medications at affordable prices to ensure that optimal health outcomes & economic objectives are achieved

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15
Q

Repartition Pharmaceutical Benefits Scheme (RPBS)

A

-provides subsidised medication to war veterans & their dependents
-it provides similar coverage to PBS, but covers a wide range of pharmaceuticals

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16
Q

PBS safety net

A

protects individuals & families from large expenses for medications listed on the PBS

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17
Q

advantages & disadvantages of PBS

A

ADVANTAGES:
-it provides access to essential medication at a subsidised rate or in some cases no cost
-it enables access to medications from local pharmacies & does not require medications to be purchased from specialised services
-it includes the PBS safety net & the RPBS that further protect people from the high cost of medication
-it is available to all aus citizens regardless of age or income

DISADVANTAGES:
-it places a significant financial burden on the commonwealth gov
-it does not generally cover all medications
-for most australians, there is still a co-payment of $41

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18
Q

funding of PBS

A

the PBS is funded by the commonwealth gov through taxes (when a doctor prescribes a PBS-approved medication, patients pay the subsidised amount & the gov pays for the remaining cost of the drug

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19
Q

private health insurance (PHI)

A

is a subscription or policy for which a person pays to provide them with diff levels of cover

20
Q

advantages & disadvantages of PHI

A

ADVANTAGES:
-it enables individuals to have access to private hospital care
-it helps the gov to address the increasing costs of medicare
-if extras or ancillary policies are purchased, an individual can access a wider range of services not covered by medicare
-it may result in shorter waiting times for some procedures, & can allow patients to select their own doctor in a public or private hospital

DISADVANTAGES:
-it is costly for individuals & families to pay for private health cover
-there can be out-of-pocket costs for some services in some policies
-there may be a qualifying or waiting period for some procedures
-individuals may feel that they are paying for a service they don’t use

21
Q

PHI incentive schemes (purpose & 4 types)

A

-were developed due to declining number of people taking out or renewing PHI & the extra pressure placed on the public healthcare system
-purpose of the schemes is to reduce cost of PHI to make it more affordable & lighten the load on public hospitals

4 incentive schemes:
-private health insurance levy/rebate
-medicare levy surcharge
-lifetime health cover
-age based discount

22
Q

private health insurance levy/rebate

A

-most australians with PHI receive a rebate from the gov to help cover the cost of their premiums
-australians who have PHI can opt to pay a reduced premium & the gov will pay the balance or they can pay total & then claim the rebate through tax return
-this rebate is means tested & the amount may vary depending on age

23
Q

medicare levy surcharge

A

-the medicare levy is currently set at 2% of taxable income to help cover the cost of medicare services
-this surcharge was designed to encourage people to retain or take PHI & reduce demands on the medicare system

24
Q

lifetime health cover

A

this scheme was implemented to encourage people with PHI to continue their cover throughout their lives
-under this scheme, anyone who does not have PHI with a registered health fund in aus before 1 july following their 31st birthday, & then decides to take out cover later in life, will pay an additional 2% loading on their premium for each year over the age of 30 when they join, with a max loading of 70%

25
Q

age based discount

A

-insurers have the option to offer young people who are aged 18-29 years a discount of up to 10% from their PHI hospital premiums
-the same discount will apply until they turn 41, when it reduces by 2% per year until it reaches zero
-this incentive aims to make PHI more attractive to young people who are less likely to use it & might otherwise not see the benefit

26
Q

funding of PHI

A

-PHI is generally funded by members through the premiums that they pay
-the cost of private hospital treatment is covered by medicare, PHI companies & individuals

27
Q

the national disability insurance scheme (NDIS)

A

-the NDIS is the commonwealth gov’s new way of providing support for australians with a disability & their families & carers
-as an insurance scheme, the NDIS takes a lifetime approach, investing in people with disability early to improve their outcomes later in life

28
Q

aim of NDIS

A

the aim is to ensure that australians with a disability receive the reasonable & necessary funded support required for them to financially access all the services they need to live their life & to achieve their goals & promote health

29
Q

the NDSI helps people with disability to:

A

-access mainstream services & supports, including healthcare, education, public housing, aged care & justice system
-access community services & supports, including sporting clubs, libraries, charities & community groups
-maintain informal support arrangements, including the unpaid help they get from family & friends that is part of most people’s lives
-receive reaspnable & necessary funded support, such as financial support that the NDIS will offer that is related to their disability & required for them to prove the quality of their life

30
Q

funding of the NDIS

A

funding is shared among all levels of government in australia

31
Q

sustainability

A

refers to meeting the needs of the present without compromising the ability of future generations to meet their own needs

32
Q

medicare sustainability

A

-this scheme is expensive to fund, however it is hoped that by reducing or removing the cost of healthcare for individuals, they will access healthcare sooner, which will lead to improved health outcomes & reduce the cost of treatment in the long term
-medicare only covers essential healthcare services, & does not cover other treatments such as elective surgery or most allied health services; it thus aims to provide the care that is deemed medically necessary without incurring additional expenses, which will help to meet the health needs of the current generation but also ensure that aus will be able to financially support the health needs of future generations

33
Q

PBS sustainability

A

-only medications that are more efficient at treating conditions than existing treatment are added to the PBS (the intent is that investing in spending on the PBS may contribute to reducing the cost of the wider health system by preventing the development of serious conditions & therefore reducing the need for hospital stays or other demands on the healthcare system)
-ensuring that only reliable medications are added to the PBS promotes sustainability because reliable medications are trailled & tested to ensure they work effectively in treating the condition (this helps to meet the needs of the current generation, & improving the health of the current generation will also help improve health in the future because people will be less likely to need ongoing treatment
-the PBS includes Prescription Shopping Programme (PSP) to protect its integrity. the PBS helps health professionals identify & reduce the number of patients who get more PBS-subsidised medicines than they need, ensuring the financial sustainability of the program by people not spending more on medications than necessary

34
Q

PHi sustainability

A

-PHI is economically sustainable because it helps to meet the healthcare needs of the current generation (both those with PHI & without) through placing less burden on the public system
-it aims to meet the needs of future generations by implementing incentive schemes to make access to PHI more affordable, therefore decreasing the demand on the public system as our ageing population continues to grow
-less demand on the public system means that more people are able to be treated sooner, leading to better health outcomes

35
Q

NDIS sustainability

A

the NDIS was introduced in stages around aus over 3 years, rather than all at once, in order to ensure that it was successful & sustainable; this will assist in promoting the health of those with a disability over the long term because they will have the support they need over the duration of their life

36
Q

access

A

refers to an individual being able to make use of particular services without barriers such as location, knowledge, time or cost

37
Q

medicare access

A
38
Q

PBS access

A

-the PBS provides timely access to medication at local pharmacies at a reduced cost, which can promote access because individuals are able to get the medication they need without having to travel; this means that individuals can access medication quickly to enable them to treat their condition (this should reduce impact of condition & reduce amount of time spent in ill-health)
-the PBS also aims to make medications more affordable, which in turn helps to make them more financially accessible

39
Q

PHI access

A
40
Q

NDIS access

A

the NDIS aims to ensure that australians with a disability receive the reasonable & necessary funded support required for them to financially access all the services they need to live their life & to achieve their goals & promote health

41
Q

equity

A

is about ensuring that we are all on an even playing field by providing extra support for people in need so that they can have the same opportunities in life as everyone else (this means that the needs of people should guide the distribution of support)

42
Q

medicare equity

A
43
Q

PBS equity

A
44
Q

PHI equity

A
45
Q

NDIS equity

A

through ensuring that people with a disability & their carers receive full access to the support they need, the NDIS promotes equity because more resources are being provided to support those who need help the most