Ch. 3 Fair Housing

Question 1

administrative law judge (ALJ)

Answer 1

The official who presides over a hearing involving a government agency and someone affected by a decision of that agency. The ALJ hears evidence, including the testimony of witnesses, and renders a decision.

Question 2

Americans with Disabilities Act (ADA)

Answer 2

requires reasonable accommodations in employment and access to goods, services, and public bldgs

Question 3

blockbusting

Answer 3

the act of encouraging people to sell or rent their homes by claiming that the entry of a protected class of people into the neighborhoods will have some sort of negative impact on property values.

Question 4

Civil Rights Act of 1866

Answer 4

The law prohibits discrimination based on race in every property transaction/was upheld in 1968 Jones vs Mayer

Question 5

conciliation

Answer 5

the resolution of a complaint by obtaining assurance that the person against whom the complaint was filed will remedy any violation that may have occurred

Question 6

Department of Housing and Urban Development (HUD)

Answer 6

Federal agency that has established rules and regulations that further interpret the practices affected by federal law; for example, HUD distributes an equal housing opportunity poster

Question 7

Fair Housing Act

Answer 7

The federal law that prohibits discrimination in housing based on race, color, religion, sex, disability, familial status, and national origin

Question 8

Fair Housing Amendments Act (of 1988)

Answer 8

Expansion of the Fair Housing Act to include families with children and those with physical or mental disabilities

Question 9

Housing for Older Persons Act (HOPA)

Answer 9

requires that houses intended for those age 55 or older have “significant facilities and services” designed for seniors. HOPA requires that at least 80% of occupied units have one person age 55 or older living in them

Question 10

redlining

Answer 10

the practice of refusing to make mortgage loans or issue insurance policies in specific areas for reasons other than the economic qualifications of the applicants

Question 11

steering

Answer 11

the channeling of homeseekers to particular neighborhoods or discouraging potential buyers from considering some areas

Question 12

Title VIII of the Civil Rights Act of 1968

Answer 12

prohibits discrimination in housing based on race, color, religion, national origin, sex, familial status, or disability

Question 13

Familial Status

Answer 13

one or more individuals under age 18 living with a parent or guardian