Categories Of Income Security Flashcards
1
Q
What are the categories of income security?
A
- Social insurance
- Minimum income
- Demo grants
- Income Supplementation
2
Q
What are the programs under Social insurance?
A
- People Contribute
- E.I
- Dates back to 1941
- Temporarily unemployed
- Sickness and maternity included.
- Eligibly for programs
- Numbers have reduced on who can receive E.I
- replace up to 55% of usual earning.
- CPP
Canada Québec pension plan- national contribution based on earnings retirement, disability, Survivor’s and Orphan’s death benefit age 60, maximum 65
- Period of low earning due to child rearing, illness, retraining, unemployment exempted from calculation
- Disability elegible for disability benefit, tax credits supplemental child care benefits
- Survivor and death benefits
- Workman’s compensation
- Protect individuals against workplace income loss due to workplace injury or disease.
- Employees waive right to sue their employers.
- Instituted in Ontario 1914z
- First social insurance program in Canada.
3
Q
What are the programs under Minimum Income?
A
Ontario works- Social assistance
- Rooted in municipal and provincial relief programs
- deserving poor, those unable to work based on age or infirmity.
- expanded to those in need with no other resources
- Money come from the province and the federal government.
- Workfare.
- No other source of Income
- Living in poverty
- Based on minimum amount necessary to meet basic needs.
4
Q
What are the programs under Demo Grants?
A
- Universal flat rates such as number of children
- Canadian child benefit- based on income and number of children.
- Old age Security was but has been clawed.
- Over the age of 65
- Lived in Canada for over 10 years
- clawed back
5
Q
What are the programs under Income supplentation?
A
- National childcare benefit
- Guarenteed income supplements
- GIS, Spouses Allowance
- 1952-1989 OAS - federal
- Before 1952 only those in need.
- Post 1989 OAS for low income
- GIS SPA additional support.
