Business Chinese Essentials 102

Question 1

职责

職責

Answer 1

zhízé

(noun)
duty, responsibiltiy, obligation

担任一定职务所应尽的责任。
分内的责任。

> 分清～
define the duties for a person or a post
> 履行～
do one’s duties for a person or a post

Question 2

定金

Answer 2

dìngjīn

(noun)
down payment
advance payment

履行合同的保证金。一方当事人为保证履行合同而先行付给对方的款项，具有法律效力，对收与付的双方都形成约束。

> 预收～ (yùshōu)
collect a deposit (in advance)

Question 3

凭证

憑證

Answer 3

píngzhèng

(noun)
proof, certificate
receipt, voucher

凭据，证据

> 完税～
tax payment receipt

Question 4

信守

Answer 4

xìnshǒu

(verb)
to abide by, to keep (promises)
to stand by

忠实的遵守。

> ～协议 (xiéyì)
abide by (or stand by) an agreement

> ～诺言
keep a promise, be as good as one’s word

Question 5

余额

餘額

Answer 5

yú’é

(noun)
balance (of an account, bill)
remainder, surplus

多余的名额，空额
账目上结余的款额

> 贷方～
credit balance
> 借方～
debit balance

Question 6

结余

結餘

Answer 6

jiéyú

(verb + noun)
have a surplus after a settlment
cash surplus

经结算剩余。
结存。
～指收支相抵后帐面上算出剩余数额。

Question 7

报销

報銷

Answer 7

bàoxiāo

(verb)
to submit an expense account
to apply for reimbursment

把公务开支的款项列出清单，附上必要的单据，报请财务主管部门审核销账。

>旅费凭票～

Question 8

开支

開支

Answer 8

kāizhī

(verb + noun)
to spend money
expenses (笔/项）
expenditures

支付费用。
支付的费用。

Question 9

审核

審核

Answer 9

shěnhé

(verb)
to audit
to investigate thoroughly

审查核定。

> ～预算
> ～存活清单
> 这些数字必须加以～

Question 10

销账

銷賬

Answer 10

xiāozhàng

(verb)
to write off
to cancel an item from an account

把了结的账目从账上注销。

Question 11

职务

職務

Answer 11

zhíwù

(noun)
post, position
job, duties

按职位规定应做工作。
按社会分工而划分的各种工作岗位。

Question 12

任务

任務

Answer 12

rènwù

(noun) 项 / 个
mission, assignment, task
duty, role

受委派担负的工作或责任。

> 承担～
> 接受～
> 完成～

Question 13

佣金

傭金

Answer 13

yòngjīn

(noun)
commission, brokerage, middleman’s fee

交易中给予经纪人的报酬。

> 抽取百分之三～

Question 14

汇率

匯率

Answer 14

huìlǜ

(noun)
exchange rate

指一种货币兑换另一种货币的比率。

Question 15

附加值

Answer 15

fùjiāzhí

(noun)
added-value (accounting)

产品经过再加工或流通服务等所产生的新价值。一般情况下，科技含量高的产品其附加值也高。

> 高～产品

Question 16

征收

徵收

Answer 16

zhēngshōu

(verb)
to levy (a fine)
to impose a tariff

国家依法收取（税款等）

> ～营业税
> ～井口税

Question 17

水单

水單

Answer 17

shuǐdān

(noun)
bank payment slip
bank payment proof
document issued by the bank that serves as proof of payment

银行的结汇凭证，上面有结汇金额，牌价和核销单号

Question 18

抽取

Answer 18

chōuqǔ

(noun)
to extract, to remove, to draw (a sales commission)

从总体中提取一部分
> ～百分之三佣金

Question 19

代理人

Answer 19

dàilǐrén

(noun)
agent

法律上指在代理权限内， 以被代理人的名义进行迷失活动（如贸易）。

Question 20

逾期

Answer 20

yúqī

(verb)
to be overdue
to fail to meet the deadline
to be behind in doing sth

冲过约定期限。

> ～支付稅款

Question 21

扣除

Answer 21

kòuchú

(verb)
to deduct

从总数中减去

> 从工资里～房租

Question 22

延长

延長

Answer 22

yáncháng

(verb)
to prolong, to extend, to lengthen

延伸使变长（多指距离，时间等）
> ～合同期限
> 会议～了三天
> 输油管～了三百公里

Question 23

兑换

兌換

Answer 23

duìhuàn

(verb)
to convert, to exchange (currencies)

将有价证券换为现金，或按一定比值将一种货币换为另一种货币。

> 把外币～成人民币

Question 24

储蓄

儲蓄

Answer 24

chǔxù

(verb + nouns)
to deposit money, to save
savings (money in bank account)

积存钱财，多指把钱存入金融机构。
～的钱财。
> ～账户

Question 25

转账

轉帳

Answer 25

zhuǎnzhàng

(verb)
to transfer (money to a bank account)

通过银行在双方账户上记载欠款的收付情况。

Question 26

市值

Answer 26

shìzhí

(noun)
in finance : market value, market capitalization

按照当时市场行情计算的资产价值

Question 27

授权

授權

Answer 27

shòuquán

(verb)
to empower, to authorize

依法把权力交付他人或机构代为行使。
注意：跟‘受权’相对

> 我～他做这件事
> 国务院～国有资产监督管理委员会履行国有资产出资人职责。

Question 28

豁免

Answer 28

huòmiǎn

(verb)
to exempt, exemption

依法免除，取消

> ～权
> ～条件

Question 29

行情

Answer 29

hángqíng

(noun)
market price
current market situation

市场上商品，证券等价格以及利率，汇率等的情况。

Question 30

受权

授權

Answer 30

shòuquán

(verb + adj)
to be legally authorized, to be empowered,
to be entrusted with authority (to do sth)

依法接受委托行使某种权力。
注意：跟‘授权’相对

> 我～处理此事
> 新华社～发布如下声明

Question 31

商业登记证

商業登記證

Answer 31

shāngyè dēngjì zhèng

(noun)
business registration certificate

所有商业机构（不论属有限公司、独资经营或合夥经营）必须向税务局辖下的～署办理～，已登记业务必须缴付登记费以领取～ 。

Question 32

楼盘

樓盤

Answer 32

lóupán

(noun)
real estate (for sale of rent)
commercial property / building (under construction)

房地产业指能供出租或出售的房室。

> 推销～

Question 33

领取

領取

Answer 33

lǐngqǔ

(verb)
to receive, to collect, to get

把发给的东西取到手。

> ～工资
> ～出入证

Question 34

核对

核對

Answer 34

héduì

(verb)
to check, to verify, to examine, to audit

审核查对

> ～账单
> ～数字

Question 35

监督

監督

Answer 35

jiāndū

(verb + noun)
to control, to supervise, to inspect
controller, inspector

严密注视并督促
担任监督工作的人

> 加强质量～和财务监督

Question 36

约束力

約束力

Answer 36

yuēshùlì

(noun)
binding force
(of a contract) binding (law)

指物体受到一定场力（仅由空间位置决定的力叫场力）限制的现象。限制物体的位置和运动条件称作物体所受的约束，实现这些约束条件的物体称为约束体·受到约束条件限制的物体叫做被约束体·把约束对物体的作用力称为约束力。按着习惯，把约束体简称为约束，将被约束体简称为物体·

Question 37

推销

推銷

Answer 37

tuīxiāo

(verb)
to market
to sell

向外推售，扩大销售

> ～商品

Question 38

股份

Answer 38

gǔfèn

(noun)
a share (in a company)

股份公司货一般合伙经营的工商企业的资本总额按相等金额分成的单位。简称股。

Question 39

总额

總額

Answer 39

zǒng’é

(noun)
total (amount of value)

总数。加在一起的数额。

> 储蓄～
> 存款～

Question 40

利息

Answer 40

lìxī

(noun)
interest (on a loan / investment)

因存款货贷出资金按约定利率得到的本金以外的钱。

Question 41

利率

Answer 41

lìlǜ

(noun)
economics : rate of interest / interest rate

一定时期内利息额与存入或贷出本金的比率。

有年～，月～，和日～之分。

Question 42

债券

債券

Answer 42

zhàiquàn

(noun)
bond (finance)
The bond is a debt security, under which the issuer owes the holders a debt and (depending on the terms of the bond) is obliged to pay them interest (the coupon) or to repay the principal at a later date, termed the maturity date. Interest is usually payable at fixed intervals (semiannual, annual, sometimes monthly). Very often the bond is negotiable, that is, the ownership of the instrument can be transferred in the secondary market. This means that once the transfer agents at the bank medallion stamp the bond, it is highly liquid on the secondary market.

～是一种金融契约，是政府、金融机构、工商企业等直接向社会借债筹借资金时，向投资者发行，同时承诺按一定利率支付利息并按约定条件偿还本金的债权债务凭证。～的本质是债的证明书，具有法律效力。～购买者或投资者与发行者之间是一种债权债务关系，～发行人即债务人，投资者（债券购买者）即债权人。

Question 43

欠账

欠賬

Answer 43

qiànzhàng

(verb)
to owe a debt, be in debt

欠债
> 他～很多～
> 他非但没有积储，还～着～呢

Question 44

经纪人

經紀人

Answer 44

jīngjìrén

broker, middleman, agent

是介绍买卖双方交易，以获取佣金的中间商人。
为贸易上方充当中介或在交易所里替人买卖并收取佣金的人。

Question 45

牌价

牌價

Answer 45

pái jià

(noun)
listed price, posted price

由有关部门正式公布的价格。

Question 46

特价

特價

Answer 46

tè jià

(noun)
special price, special offer, bargain price

特别降低的价格。