Block 5 Flashcards
Part A
Part B
Part A: hospital insurance
Part B: medical insurance or supplemental insurance
Part C
run by private insurers- medicare advantage
Part D
Drug benefit added
FFS medicare
Fee for service- typical or traditional medicare
Medicare offers important coverage but with _____ cost sharing and benefits ____-
high cost sharing and benefit gaps
no limit on out of pocket spending
no dental, hearing aids or eyeglasses
To get dental, hearing aids or glasses what do they need to do
get supplemental insurance plan
What is the incentive in a fee for service payment model
financial incentives that providers take advantage
encourages more service
more expensive services
rewards proceduralists
Does not encourage prevention
Part A: hospital insurance
no premiums unless pt or spouse has not worked 40 or more quarters in their life
primary payer for
-acute care
-SNF
-home health
-IRF
Part A covers ____days for _____
part A covers 60 days in acute care hospitals, inpatient rehab facilities. and long term acute care
What is the prospective payment system that replaced fee for service in medicare
payment of a set amount to the provider/institution for each admission episode
What is Diagnosis related group
a type of pps
classifieds acute hospital cases into one of 500 groups based on ICD-10 diagnosis and determine payment level
Pt with DRG are clinically similar
what is the incentive of a DRG
incentive for hospital to make a quick d/c minimize costly care
What was the result of DRG
patient much sicker/more disabled upon discharge
Does medicare pay for custodial care facilities?
no medicaid does
Part A SNF coverage
day 1-20 must follow qualifying hospitizlation to be fully covered after 21-100 days patient pays about 200$ a day