Benefits Flashcards

1
Q

What was provision for the poor based on in 1918

A

-The Victorian Poor Laws
-The Liberal Reforms of 1906

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2
Q

When did the pre war liberal government introduce unemployment assistance and what were the terms

A

-1911

-Included 7 shillings a week compared to national average of 20 shillings (still low)

-Money had to be collected from labour exchanges to end it e men looked for work whilst they claimed

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3
Q

Where had most poor relief came from until 1914

A

-Poor relief had been mostly administrated by local voluntary and charitable organisations

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4
Q

What belief spread during the early part of the 20th century

A

-It became widely accepted that it was the governments responsibility to take care of the unemployed

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5
Q

Unemployment Insurance Act 1920

A

-National insurance was extended from 4 million workers to 11.4 million by 1921 (Benefits were still very low)

-Benefits were increase to 75p for men and 60p for women

-Bus drivers warnings = £3 a week

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6
Q

What did Lloyd George believe about the 1920 Unemployment Insurance Act

A

-Believed that the insurance would be self financing

-However the act covered millions of non contributors who were impacted by mass unemployment after the 1921 recession

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7
Q

Reasons the government didn’t reduce their contributions to welfare provision for the unemployed during the 1920s

A

-The need to support and stop unemployment problems like those seen after WW1 and early 20s

-Fears that poverty might lead to a revolution like Russia in 1917

-The desire to support soldiers who had fought in WW1

-Labour party came into power in 1924 with the ‘ for the many not the few’ manifesto

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8
Q

The National Economy Act 1931 (terms)

A

-Introduced a means test for unemployment benefits.

-Benefits could only be claimed for 6 months

-Introduced the Public Assistance Committee

-If you had children who were over working age (24) you couldn’t claim

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9
Q

What was the Public Assistance Committee

A

-Introduced as part of the National Economy Act 1931

-Checks the benefit claims to ensure that the benefit system is not abused

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10
Q

The unemployment Act 1934

A

(Built on the changes introduced in 1931)

-Reversed 10% cut in unemployment assistance benefits

-Payments were made at a lower rate than between 1931-34

-Means testing of the long term unemployed continued

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11
Q

Why was the means test (National Economy Act) hated

A

-It disqualified short term workers (felt in wales and Tyneside)

-Impacted the poorest workers in the lowest paid jobs

-Benefits could only be claimed for 6 months

-Couldn’t claim if you had children over working age (24)

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12
Q

How did the government attempt to ensure the safety of a lot of the population during WW2

A

-Children, some women and the disabled were evacuated from industrial cities to the countryside to escape the aerial bombing

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13
Q

What were the middle class families shocked by during the evacuation of WW2

A

-Many were shocked by the conditions of the people arriving from cities

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14
Q

What were the conditions of the poor children when they first arrived at middle class homes during the evacuation

A

-City children often had poor clothing (sometimes dresses in rags), suffered from developmental illnesses like rockets and polio, often poorly educated and suffered from a lack of clean air

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15
Q

What was the impact of the evacuation

A

-It highlighted the need for social reform and helped to a change attitudes as the WC was mixed with MC

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16
Q

When was rationing introduced

A

January 1940 onwards

(Had been planned previously)

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17
Q

What happened to British diet during WW2

A

-Some argue that it improved as a result of rationing because less healthy foods were replaced with foods like fruit and veg which could be easily grown.

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18
Q

Was alcohol and tobacco rationed during WW2

A

-No but it became even more expensive as supply declined

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19
Q

When did the rationing of clothes start during the war

A

-June 1941

-Yearly allowance of 66 coupons per person

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20
Q

How many coupons did a lady’s dress cost during the war

A

About 11 coupons

21
Q

How many coupons did people get for clothing during the war

A

Yearly allowance of 66 coupons

22
Q

What type of clothing did people start wearing during WW2

A

-Utility clothing to save on materials and help with the war effort (E.G Jeans)

-Some people say that quality improved so people continued wearing them after war

23
Q

Why was washing clothing difficult during ww2

A

-Restrictions placed on coal made washing more problematic as coal was needed to heat water.

-Soap was also rationed

-However, utility clothing like jeans didn’t need to be washed as often

24
Q

Consequences of rationing

A

-Black market- items became available illegally and only a certain section of society could afford them

-A genuine feeling that rationing helped to equalise society and that everyone was making a sacrafice

-Rationing continued after the war and people began to resent it

-Some labour policies were inspired and things such as subsidised milk and heating fuel for new mothers continued after the war

25
Q

Who published the Beveridge Report 1942

A

Sir William Beveridge

26
Q

What 5 Giants did William Beveridge say that everyone has a right to be free of

A

-Idleness (Caused by a lack of jobs or inability to gain employment)
-Squalor (Caused by poor housing)
-Ignorance (Caused by a lack of education)
-Disease (caused by inadequate health provision)
-Want (Caused by poverty)

The gov has the responsibility look after the people from ‘cradle to grave’.

27
Q

Who became minister of health in 1945

A

Aneurin Bevin

28
Q

The National Health Service Act

A

-1948
-Provided access to treatment from doctors, dentists and opticians etc

29
Q

Impact of the National Health Service Act

A

-Doctors, dentists and opticians were inundated with patients seeking treatment they previously could not afford

-Prescriptions rose from 7million per month before the NHS to 13.5 million per month in September 1948

30
Q

Limitations of the National Health Service Act 1948

A

-Development was hampered by the country’s outdated hospitals

-By 1950s, the NHS was costing £358million per year

-The government had to backtrack on its principle of a free service- charges introduced for glasses and dental treatment

31
Q

National Insurance Act

A

1946

-Provided financial protection in the event of unemployment or sickness
-Applies to all adults
-Workers received 20 shillings a week (42 shillings for married men)
-The elderly received pensions
-Established and minimal living conditions for the unemployed
-Financial assistance given for funeral arrangements

32
Q

Limitations of the National Insurance Act 1946

A

-Criticised for the large number of officials who were needed to operate the scheme

-Welfare benefits in 1948 were only 19% of the average industrial wage- well below subsistence level

-Many more people than expected were forced into applying for national assistance

-In 1949, 48% of all national assistance went to supplement retirement pensions- this rose to 68% by the late 1950s

-Did not provide for those who were not in work and had not made contributions

-156 contributions were needed for cover to take effect

33
Q

Industrial Injuries Act

A

-1946

-This provided for compulsory insurance against industrial injury for all employees.

-Industrial injury benefits were to be paid at a higher rate than for ordinary sickness.

-Compensation payments were paid by the state, rather than by individual employers.

34
Q

Limitations of the National injuries act 1946

A

-Compensation was paid by the government not employers

-The government footed the bill for injuries at work

35
Q

The National Assistance Act

A

-1948

-Provided financial assistance to the unemployed

-Provided for the elderly, who had not been paying into the national insurance scheme during their lives

-Established standardised minimal living conditions for the unemployed

-National Assistance boards were set up to help citizens with insufficient resources to meet their needs

36
Q

Limitations of the National Assistance act 1948

A

-It was means tested

-The amount of financial assistance you received depended on the amount of money/ valuable owned by your family

-Benefits were set too low

-Many citizens remained below the subsistence level

-Many of the elderly were reluctant to apply for assistance (believed to be a stigma attached)

37
Q

New Towns Act

A

-1946

-12 new towns planned in order to reduce overcrowding

-Stevenage, in Hertfordshire was the first new town created under the act

-8 were intended to accommodate the overspill of population from London

-2 were set up in County Durham

38
Q

Limitations of the New Towns Act 1946

A

-Still a serious shortage at the end of labours time in office

-High demand for housing still existed

-The 1951 census revealed that there were 750,000 fewer houses than households in Britain (the same level of homelessness in 1931)

39
Q

Housing Act

A

-1949

-Councils could buy houses in disrepair and make improvements

-Householders could apply for assistance to make improvements

40
Q

Limitations of the Housing Act 1949

A

-Poor housing and homelessness were still serious problems at the end of the labour administration in 1951

41
Q

Education Act

A

-1944

-Local authorities had to provide primary, secondary and further education

-Secondary education was compulsory until age 15

-Meals, milk, and medical services = provided at every school

-The 11+ exam introduced

42
Q

Limitations of the Education Act 1944

A

-Seen to be socially decisive and highly contentious

-Sone say that little had been done to enhance the opportunities for WC children

-The secondary sector was largely neglected

43
Q

What did the labour government use to maintain almost full employment (post ww2)

A

-Nationalisation

44
Q

By 1946, what did unemployment decrease to

A

2.5%

45
Q

What industries were nationalised

A

-Steel
-Iron
-Coal
-Gas
-Electricity
-Railways

Etc

46
Q

Limitations of Nationalisation

A

-Did little to improve the working efficiency of these industries

-Supported by taxation money, these industries had limited incentive to be profitable

-Wages and working conditions remained generally unimproved

47
Q

What did Seebohm find when he investigated social conditions in York in 1950 again

A

-Primary poverty had gone down to 2% from 36% in 1936

48
Q

Despite improvements what problems still needed further social reform to deal with the 5 Giants

A

-Adequate houses, schools and hospitals were still in short supply

-Deprivation and poverty had been reduced but not eliminated

-Inequalities in society still existed (Gender, race, disability etc)