aspects of Australia's healthcare system Flashcards
medicare extra
established in 1984 gives citizens access to healthier that is subsided by the fg.
children under 18 will be listed on their parent medicare card
children at 15 and up can apply for their own
objectives of medicare
make healthcare affordable for all Australians
accessible
provide high quality care
what does medicare cover
ambulance services
home nursing care
Chiro
schedule fee
amount that medicare contributes toward a certain consolation and treatment.
out of pocket
costs that patient pays themselves.
bulk billing
medical practitioner charges only the schedule fee. no out of pocket expenses for patient
how Is medicare funded
medicare Ivey - 2% tax for all Australian tax payers to fund medicare
medicare Ivey surcharge - an additional 1-1.5% tax
a and d of medicare
a - accessible to all Australian citizens.
d - no choice of doctor for in hospital treatment
pharmaceutical benefit scheme
aim to provide essential medicines for people regardless of their ability to pay (subsidised medicines0
PBS medicines
pay up to 38.80 for most medicines or 6.30 if u have concession card ( gov pays for remaining costs )
pls safety net
ensures people who spend large amounts of money on pbs receive financial support (meds receive additional financial support)
private health insurance
insurance member pay a premium or free in return for payment toward health related costs not covered by medicare.
medicare pays 75% of docs scheduled fee but not private hospital stays
private health insurance a and d
a - choice of doctors whilst in public or private hospital
d - costly in terms of premiums needing to be paid.
medicare def
Medicare is Australia’s universal health insurance scheme providing eligible individuals with subsidised and accessible healthcare