7 - LTCI

Question 1

Definition

Long-term care

Answer 1

All forms of continuing personal or nursing care and associated domestic services for people who are unable to look after themselves without some degree of support, whether provided in their own homes, at a day centre, or in a state-sponsored or care-home setting.

Question 2

The cost of care can be divided between

3 categories

Answer 2

1. Living costs - food, clothing, heating and amenities
2. Housing costs - rent, mortgage payments and council tax
3. Personal care - the additional costs of being looked after, arising from frailty or disability