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English vocab > 2022 Sept > Flashcards

2022 Sept Flashcards

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Proverbs and Idioms flashcards
1
Q

Missive

A

A letter, especially a long or official one

“He hastily banged out electronic missives”

Often humorous

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2
Q

Inverted yield curve

A

describes the unusual drop of yields on longer-term debt below yields on short-term debt of the same credit quality

Sometimes referred to as a negative yield curve, the inverted curve has proven in the past to be a relatively reliable lead indicator of a recession

KEY TAKEAWAYS

The yield curve graphically represents yields on similar bonds across a variety of maturities

An inverted yield curve occurs when short-term debt instruments have higher yields than long-term instruments of the same credit risk profile

An inverted yield curve is unusual; it reflects bond investors’ expectations for a decline in longer-term interest rates, typically associated with recessions

Market participants and economists use a variety of yield spreads as a proxy for the yield curve

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3
Q

Potation

A

A drink

The action of drinking alcohol

“I intend to abstain from potation”

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4
Q

DRIP

A

Dividend Reinvestment Plan

programs that automatically invest into more shares any cash dividends you receive

Must elect to entropy in a DRIP

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5
Q

Fabergé egg

A

A jewelled egg created by the jewelry firm House of Fabergé in Saint Petersburg

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6
Q

Quantitative Tightening

A

QT

Monetary policies that contract, or reduce, the Federal Reserve System balance sheet

Also known as balance sheet normalization

The Fed shrinks its monetary reserves by either selling Treasuries (government bonds) or letting them mature and removing them from its cash balances

This removes liquidity (money) from financial markets

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7
Q

Acrid

A
  1. Having an irritatingly strong or unpleasant taste or smell

(“Acrid fumes”)

  1. Angry and bitter
    (“An acrid farewell”)
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8
Q

Galette

A

A flat, round cake of pastry or bread

A savoury pancake made from potatoes or buckwheat

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9
Q

Ouroboros

A

A circular symbol depicting a snake, or less commonly a dragon, swallowing its tail, as an emblem of wholeness or infinity

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10
Q

Aconite

A

A poisonous plant of the buttercup family, which bears hooded pink or purple flowers

It’s native to temperate regions of the northern hemisphere

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11
Q

Piquant

A

Spicy

Intriguing

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12
Q

MBS

A

Mortgage-backed securities

Bonds secured by home and other real estate loans

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13
Q

Quixotic

A

Exceedingly idealistic

Unrealistic and impractical

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14
Q

Acolyte

A

Assistant

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15
Q

Actuary

A

A person who compiles and analyzes statistics and uses them to calculate insurance risks and premiums

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16
Q

Plasmasphere

A

A region of the Earth’s magnetosphere consisting of low-energy (cool) plasma

Located above the ionosphere

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17
Q

Toroidal

A

Of or resembling a torus

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18
Q

Torus

A

A surface or solid formed by rotating a closed curve, especially a circle, around a line that lies in the same plane but doesn’t intersect it

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19
Q

Current Account (balance)

A

Record of a country’s imports and exports of goods and services, foreign investors’ payments, and transfers, such as foreign aid

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20
Q

Pliant

A

Capable of bending

Compliant

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21
Q

Lithosphere

A

The rigid outer part of the earth, consisting of the crust and upper mantle

22
Q

Inordinate

A

Unusually or disproportionately large

Excessive

E.g.,

A case that had taken up an inordinate amount of time

23
Q

LTPO

A

Low Temperature Polycrystalline Oxide

Refers to a particular type of backplane technology seen in OLED displays

24
Q

Troposphere

A

The lowest region of the atmosphere, extending from the earth’s surface to a height of about 6-10km, which is the lower boundary of the stratosphere

25
Q

Mesosphere

A

The region of the earth’s atmosphere above the stratosphere and below the thermosphere, between about 50 and 80 km in altitude

26
Q

Caustic

A

Able to burn or corrode organic tissue by chemical action

E.g.,

A caustic cleaner

Sarcastic in a scathing and bitter way

E.g.,

The players were making caustic comments

27
Q

Petroglyph

A

A rock carving, especially a prehistoric one

28
Q

Reverie

A

A state of being pleasantly lost in one’s thoughts

A daydream

E.g.,

“A knock on the door broke her reverie”

29
Q

Thermosphere

A

The region of the atmosphere above the mesosphere and below the height at which the atmosphere ceases to have the properties of a continuous medium

30
Q

Ataraxy

A

A state of serene calmness

31
Q

Ionosphere

A

The layer of the earth’s atmosphere that contains a high concentration of ions and free electrons and is able to reflect radio waves

It lies above the mesosphere and extends from about 80 to 1,000 km above the earth’s surface

32
Q

LTV ratio

A

Loan to Value ratio

Used by lenders to express the ratio of a loan to the value of an asset purchased

Commonly used real estate term by banks and building societies to represent the ratio of the first mortgage line as a percentage of the total appraised value of real property

For instance, if someone borrows $130,000 to purchase a house worth $150,000, the LTV ratio is $130,000 to 150,000 or
$130,000
/
$150,000
, or 87%. The remaining 13% represent the lender’s haircut, adding up to 100% and being covered from the borrower’s equity. The higher the LTV ratio, the riskier the loan is for a lender.

33
Q

Complementary good

A

A good whose appeal increases with the popularity of its complement

34
Q

Substitute good

A

A product or service whose demand decreases when its substitute’s price decreases

35
Q

Howitzer

A

A short gun for firing shells on high trajectories at low velocities

36
Q

Limbic system

A

AKA paleo mammalian cortex

A set of brain structures located on both sides of the thalamus

Supports a variety of functions including emotion, behaviour, long-term memory, and olfaction

37
Q

Circuitous

A

Roundabout

Indirect

(Of a route or journey) longer than the most direct way

38
Q

Phallic

A

Relating to or resembling a phallus (i.e., an erect p***s)

39
Q

Exosphere

A

The outermost region of a planet’s atmosphere

40
Q

Striation

A

A long, thin streak, ridge or groove on a surface, one of many similar parallel marks

41
Q

Encephalopathy

A

A disease in which the functioning of the brain is affected by some agent or condition

42
Q

Dunnage

A
  1. Loose wood, matting or similar material used to keep a cargo in position in a ship’s hold
  2. A person’s belongings, especially those brought on board ship
43
Q

Harbinger

A
  1. A precursor
  2. A person or thing that announces or signals the approach of another
  3. A forerunner of something
44
Q

CME

A

Chicago Mercantile Exchange

A global derivatives marketplace based on Chicago

45
Q

Assuage

A
  1. To relieve
  2. To satisfy

E.g.,

“Her physical hunger could be quickly assuaged”

46
Q

Quant

A
  1. As for
  2. About
  3. Concerning
47
Q

Panopticon

A

A circular prison with cells arranged around a central well, from which prisoners could at all times be observed

48
Q

Winnow

A
  1. Separate
  2. Sift out

E.g.,

The dust and chaff is winnowed from the grain

It’s difficult to winnow out the truth

49
Q

Solomon’s Paradox

A

A method of attaining wisdom by reflecting on other people’s problems

50
Q

Triglyceride

A

An ester formed from glycerol and three fatty acid groups; they’re the main constituents of natural fats and oils, and high concentrations in the blood indicate an elevated risk of stroke

English vocab (41 decks)

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