X9.100-187 Records Flashcards
What defines records for both Forward image exchange and Return image exchange?
Selected ANSI X9.100-187 Records
What is the File Header Record (Type 01) associated with?
File Control Record (Type 99)
What information does the File Header Record (Type 01) contain?
Origin / Destination Routing Numbers and Names, Creation Date and Time
What does the File Control Record (Type 99) contain?
File control information including Cash Letter count, Item count, Total amount
What are the Cash Letter Header Record (Type 10) and Cash Letter Control Record (Type 90) associated with?
Cash Letter level controls
What information does the Cash Letter Header Record (Type 10) contain?
Destination and ECE Institution Routing Numbers, Various dates and time and codes
What does the Cash Letter Control Record (Type 90) provide?
Control totals for cash letter including Bundle Count, Item Count, Total Amount
What is the Bundle Header Record (Type 20) associated with?
Bundle Control Record (Type 70)
What does the Bundle Header Record (Type 20) contain?
Destination and ECE Institution Routing Numbers, Various dates, Bundle ID and Sequence Number, Cycle Number
What does the code in the Bundle Header Record (Type 20) indicate?
Forward or return bundle (Not mixed in same cash letter)
Fill in the blank: The Cash Letter Header Record (Type 10) indicates whether the cash letter is Forward (01) or Return (03) and the _______.
Inclusion (or to follow) image records
What does the Bundle Control Record (Type 70) provide?
Control totals in bundle for:
* Item count
* Total amount
* Images within Bundle count
* Approximately 300 items in each bundle
This record is essential for tracking and managing the contents of bundles in check processing.
What information does the Check Detail Record (Type 25) contain?
One record for each check containing:
* Information from MICR line of check
* ECE Institution Item Sequence Number
* Codes for documentation type, returns accepted, archive availability, MICR line repair
* Aux-on us field for business-sized checks
This record is crucial for processing individual checks and their associated details.
What is the purpose of the Check Detail Addendum A Record (Type 26)?
Associated with the previous Check Detail Record
* Identifies/provides information on return location for customer returns
* Typically includes BOFD routing information
* Conforms to Reg CC requirements
This record ensures compliance with regulations and helps track returned checks.
True or False: The Check Detail Addendum C Record (Type 28) can have multiple records for subsequent endorsers.
True
This allows for tracking multiple endorsements on a single check.
What does the Return Record (Type 31) represent?
One record for each return item created by paying bank or returning institution
This record is key for documenting returned checks in the check processing system.
Fill in the blank: The Check Detail Addendum C Record (Type 28) carries codes to indicate the _______.
[institution that truncated original check]
This information is vital for understanding the processing history of a check.
What are the two purposes of the Type 28 record?
Contains Return Reason from prior Type 35 record for:
* Re-presented item
* Subsequent indorsements information for each endorsing institution
These purposes facilitate the handling of re-presented checks and ensure proper endorsement tracking.
What does the Truncation indicator set to ‘Y’ signify?
Indicates that the institution truncated the original check
This is an important detail for understanding the check’s processing history.
Approximately how many items are typically in each bundle as per the Bundle Control Record?
Approximately 300 items
This standardization helps in managing and processing bundles efficiently.
What is the purpose of the Forward Bundle Date?
Indicates the date associated with the forward bundle of checks
Used for tracking and processing checks in the clearing cycle.
What does the Return Reason code indicate?
The reason a check is returned
This code provides clarity on why a particular check could not be processed.
What is the function of the Return Addendum B Record (Type 33)?
Used in conjunction with Return Record (Type 31)
May contain the Auxiliary On-Us field.
What information does the Auxiliary On-Us field contain?
Optional field left of routing number on the MICR line
Used on business-sized checks for various control and identification purposes.
What is the purpose of the Return Addendum A Record (Type 32)?
Mirrors Check Detail Addendum A Record (Type 26)
Identifies return location and Bank of First Deposit (BOFD).
What information does the Return Addendum D Record (Type 35) contain?
- Paying bank identification
- Return reason code
- Same Return Reason as Return Record (Type 31)
Important for tracking re-presented items.
What does the Type 26 record identify?
Return location and Bank of First Deposit (BOFD)
Essential for processing returned checks.
What is the purpose of Image View Records?
Convey image data and image of the check
Includes both forward collection and return processes.
What types of records are included in Image View Records?
- Image View Detail (Type 50)
- Image View Data (Type 52)
Both types are necessary for check imaging.
What must accompany each check imaged?
- Pair of 50/52 records for front view
- Pair of 50/52 records for back view
Ensures comprehensive imaging of checks.
What information is contained in the Type 50 Record?
- Codes describing the image
- Format and Compression
- View side (front or rear)
- View descriptor (full or partial view)
- Digital signature and security information, if included
Provides detailed metadata about the check image.
What does the Type 52 Record include?
The image of the check
Contains the actual visual representation of the check.
True or False: Partial views of checks may be permitted by agreement.
True
This flexibility allows for various processing agreements.
