Workers Compensation Flashcards
The law requires every ____ to carry workers compensation insurance
employer
at the time of ____ contractors shall show their valid workers compensation insurance certificate
successfully passing the examination
every contractor must report the name of his insurer and policy number of the workers compensation insurance policy to the registrar of contractors within
90 days
the cost of workers compensation insurance is paid by
the employer
if an injury to a worker is caused by serious and willful misconduct of a contractor, any amount paid by the workers compensation insurance carrier is increased by ____ percent and the increase is paid by ____
50
the contractor
if an injury occurs to an employee under 16 years of age, illegally employed, the compensation award is increased ____ percent and this increase must be paid by the contractor
50
if an injury causes death, burial expenses up to _____ are paid
$2,000
the contractor must file a complete report of every injury to every employee within ____ days
5
if an injury results in the death of an employee, the employer must file a report by telephone or telegraph within ____ hours
24
under the laws governing workers compensation insurance, the rights of the injured worker are protected by
the industrial accident commission
the workers compensation insurance prevents an injured employee from initiating a court action against his employer, but it does not stop him from filing a suit against ____ who had something to do with his accident
a thrid party
an injured employee may comprise and accept less than would be due him from the insurance carrier, but the compromise must be approved by
the industrial accident commision
an injured employee may select his own doctor but
-will pay the costs himself
-the insurance carrier can agree to cover the costs
the law does not require ____ to carry workers compensation insurance if they have no employees
-independant contractors
-sub contractors
-specialty contractors
what liability does a general building contractor have for the employees of a subcontractor who fails to carry workers comp insurance
the general is responsible for his subcontractors workers compensation insurance
a contractor may purchase workers comp insurance from
the state fund insurance or a private insurance company
an employer would not be held responsible for accidents that result from
-an injury caused by the intoxication of the injured employee
-an injury that was casued by a dispute in which the injured employee started the conflict
-the injury was intentional or self inflicted
a contractor that fails to carry a valid policy of workers compensation insurance connot
have employees
if it is proven that an employee was intoxicated when he was injured, he would receive only ____ percent of the compensation that would normally be awarded based on his injury
0
workers compensation insurance ____ anyone working outside of the state of california
fully covers
the industrial accident commission has a schedule of payments that specifies
-the amount to be paid to a window of an employee that is fataly injured
-the amount to be paid to an employee depending on the injury
-the amount to be paid for burial expences, etc
will an employee pay any premiums for workers compensation
No