Week 10 - Healthcare Flashcards
When did modern system of hospitals appear?
Professionalized medical service;
Systematic training; Secular approach; Social security/insurance;
Late 19th century
Name 4 basic healthcare policy models
Bismarck
Beveridge
National Health Insurance Model (combination of Bismarck and Beveridge)
Private Healthcare Insurance Model
Describe Bismarck model
National solidarity idea: everybody contributes - Insurance system with insurers called “sickness funds” (about 300 funds)
- Financed jointly by employers and employees through payroll deductions;
- Tight government cost control regulation
- Examples: Germany, France, Netherlands, Japan, Switzerland
Describe Bismarck model Germany:
- About 90% covered by national insurance, 10% in private insurance
- No gate-keeping – choice of doctors
- System is decentralized
Describe Bismarck model France:
- Tax-based system of universal coverage
- Voluntary insurance (complementary)
- Patients pay then get reimbursed
- No gate-keeping – choice of doctors
- System is mostly decentralized
- Financial sustainability is an issue
Describe Beveridge model
- Healthcare is financed by government through tax payments (progressive)
- Government acts as sole payer, controls what doctors can do and what is charged
- Examples: Britain, Spain, New Zealand, Nordic countries
Describe Beveridge model United Kingdom:
- National Health Service (NHS) paid by taxes
- Primary care done by GPs
- GPs act as gate-keepers (give referrals to doctors)
National Health Insurance Model (NHI) (combination of Bismarck and Beveridge models)
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- Care is offered primarily through private sector
- Government pays through single-payer system
- People pay through personal/corporate taxes
- Examples: Canada, Taiwan and South Korea
Describe Private Health Insurance Model
Paid via employer/employee contributions
- Private insurers determine payments
- Less regulations overall, lack of “system-wide” planning and coordination
- Emergency situations: non-insured patients will be admitted to hospitals, but costs will be divided across insured people
- Example: United States
Name Soviet legacy features in Healthcare policies
Healthcare primarily administered by Ministries of Health Yet many parallel systems (Military, MIA, large factories had their own systems)
Extensive network of hospitals; republic/oblast/district levels
Care was free; but informal payments, use of blat and connections was common
Private vs State Systems guarantee universal coverage, but face limited resources;
Defined benefit package (state-covered) and official patient co-payments;
Limited private sector across CA, mostly pharmacies, dental care and diagnostic facilities
What does Private vs State Benefit package (state-covered) include?
Ambulance and medical evacuation
Primary care Consultations with specialists (upon primary care specialist’s recommendation)
Basic standard care
Nursing care
Kazakhstani Healthcare system after 1991
Insurance systems: KZ: introduced nationwide system in 1996, but abandoned in 1998, reintroduced in 2018 2018: in KZ employer pays 5%, employee 2% of salary Voluntary (private) health insurance remains small, despite being encouraged
Why Kazakhstani national averages are misleading?
Rural vs Urban differences:
Physicians mostly in urban areas KZ: 588 physicians per 100,000 in urban areas; only 130 in rural areas KZ: ‘mandatory’ posting of physicians to rural areas Soviet system – no emphasis on family doctors, focus on the policlinics
How do choices of hospitals or family doctors differ in urban and rural areas of Kazakhstan and Central Asian countries?
Urban areas: primary & secondary care in polyclinics/family doctors
Rural areas: basic care in local facilities, secondary care in oblast hospitals and more complex care in national hospitals
TJ: Health Houses as gatekeepers to hospitals
KG: Traditional local points retained
Overall: reliance on hospitals rather than primary care
How do healthcare infrastructure and training differ during Soviet Union and after 1991?
Infrastructure Soviet system: extensive network of hospitals (questions of efficiency) Hospitals also played an important social care role
After 1991: former USSR countries sought to reduce hospital capacity and networks, many facilities closed or reduced
Healthcare: Training Soviet model Specialization at undergraduate level, tend to prioritize specialists
Post-1991: Family medicine, upgrade of nursing programs, many doctors retrained in family medicine Specialists still get prioritized