vitiating factors -misrepresentation Flashcards
when do misreps occur
at the formation of the contract
what are the elements of a misrep
a false statment
statment of material fact
statment made by party to contract/agent
induces other to enter contract
whats a false statment
one thats inaccurate or not true
what form can a false stament me made in
any
written,spoken,conduct
give a case for a false statment
spice girls ltd v aprilia world service bv
can a false statment be made in sicence
genraly no
give a case that a false statment can genraly not be made in silence
fletcher v krell
in what ways will silence become a mis rep
change of circumstance
half truth
confidential relationship
utmost faith
explain the law fro duty to disclose with a change of circumstance
even if a statment is true when made it can become a mis rep if it chnages b4 contract made
give a case for change in circumstance
with v o’flanagon
what is the law for duty to disclose and half truths
what is said is a form of non disclosure and may be a mis rep
-silence can be a mis rep if statment is half true
give a case for half truth
dimmock v hallett
what is the law over duty to disclose and confidential relationships
if the relationship between parties is based on trust it may be a mis rep
give a case for confidential relationships
tate v williamson
what is the law for contracts of utmost faith
all material facts must be disclosed wither asked for or not
give a case for a contract of utmost faith
lambert v cooperative insurance
what act covers consumer insurance contracts
consumer insurance (disclosure + representaions) act 2012
what is said in consumer insurance (disclosure + representaions) act 2012
consumer has duty to take reasonable care to not make misreps
careless rep-insurance connot avaoid but can reduce
delibreate/reckless rep-insure can avoid
to have a mis rep what must the statment be
of matrial fact
not op oppinion/furture intent
what is the law for statments of oppinion
if a person genuinly belives in it it wont be a mis rep but if not then it will be if false
give a case for genuine statment of oppinion
bisset v wilkinson
whats the law for statment of intention
a statment of future furture isnt a statment of fact as it hasent yet happened
when will a statment of intent become a statment of fact + case
when they have no intent to cary it out
edgington v Fitzmaurice
will there be a mis rep if the statment is made by someone not party to a caontract
no
yes if its by an agent