unit13 Flashcards
what coverage forms covers dealers of mobile and construction equipment
equipment dealers coverage form
in a commercial inland marine policy the property value is determined when
at the time of the loss
inland marine coverages are usually written on a what peril basis
open
personal property is covered under what
personal inland marine insurance
Coverage property Farm A-J
A-dwellings B-other structures C-household personal property D-loss of use E-scheduled farm personal property F-unscheduled farm personal property G-other farm structures Farm liability
H-bodily injury and property damage liability
I-personal and advertising injury liability
J-medical payments 5,000
farm-property causes of loss form is similar to what?
the commercial property causes of loss forms
in addition to extended coverages (WCHAVVER and V&MM) what is
sinkhole collapse , Collision damage to covered farm machinery or other fame personal property and death of covered livestock
earthquake of flood loss to livestock
broad section of covered causes of loss
Big Affect
electrocution of covered livestock
attacks on covered livestock by dogs or wild animals
drowning of covered livestock
accidents involving loading or unloading
accidental shooting of covered livestock
covered causes of loss- special what is excluded
dishonest or criminal acts
pollutants or contaminants
transfer of property due to unauthorized instructions
voluntary parting with property from loss
failure to save and preserve property from loss
what covers mobile agricultural equipment
mobile agricultural machinery and equipment coverage form
Coverage D included coverage for
additional living expenses and fair rental value
Coverage J- medical payments to others pays medical expenses incurred within how many years of the accident
3 years
coverage extension for Coverages A,B, and C allows limited coverage for what?
trees, plants, shrubs, or lawns within 250 feet of the covered residence, but only against loss by specified perils
