Unit 6: Lending And Borrowing

Question 0

Interest rate

Answer 0

The cost of borrowing money or an amount paid for deposits

Question 1

Deposit

Answer 1

Money placed in a bank

Question 2

Overdraft

Answer 2

An arrangement to spent more than you have in your account

Question 3

Foreign currency

Answer 3

A type of money used abroad

Question 4

Raise funds

Answer 4

To collect money

Question 5

Issue and underwrite securities

Answer 5

To make shares and bonds available for sale, or guarantee to buy them if other buyers don’t

Question 6

Bonds

Answer 6

Securities promising to pay back the investor the borrowed sum plus a fixed amount of interest

Question 7

Stockbroking

Answer 7

Buying and selling stocks and bond for clients

Question 8

Portfolio

Answer 8

A varety of investments, a collection of securities

Question 9

Corporate clients

Answer 9

Companies as customers

Question 10

Bail out

Answer 10

To provide government support to an organisation to rescue it

Question 11

Shares

Answer 11

Equal units of ownership in a company

Question 12

Aquisitions and mergers

Answer 12

Buying a company or a part of it and joining two companies into a new one

Question 13

Lender of last resort

Answer 13

A creditor to other banks when there is none other available

Question 14

Pridobiti sredstva

Answer 14

Raise funds

Question 15

Izdati vrednostne papirje

Answer 15

Issue securities

Question 16

Imeti dobiček

Answer 16

Make a profit

Question 17

Poslovati

Answer 17

Do business

Question 18

Menjati valute

Answer 18

Exchange currencies

Question 19

Dati posojilo, kreditirati

Answer 19

Grant/approve a loan

Question 20

Zaračunati obresti

Answer 20

Charge interest

Question 21

Nuditi naložbeno svetovanje

Answer 21

Provide investment advice

Question 22

Nuditi storitve

Answer 22

Offer services

Question 23

Upravljati naložbeni portfelj

Answer 23

Manage investment portfolio

Question 24

ATM

Answer 24

An electronic machine that allows customers to withdraw money from their accounts

Question 25

Tekoči račun

Answer 25

Current account

Question 26

Trajnik

Answer 26

Standing order

Question 27

Vezane vloge

Answer 27

Time deposit

Question 28

Vloge na vpogled

Answer 28

Sight deposit

Question 29

Overdraft

Answer 29

An arrangement that allows customers to withdraw more money from the account than there actually is in the account up to an agreed limit

Question 30

Prekoračitev stanja na računu

Answer 30

Overdraft

Question 31

E-banking

Answer 31

Banking services that are offered online

Question 32

Obrestna mera

Answer 32

Rate of interest

Question 33

Bančni izpisek

Answer 33

Statement

Question 34

Mortgage

Answer 34

A long term loan to buy a home or some other form of property

Question 35

Guarantor

Answer 35

A person who guarantees with their possessions that the loan will be repaid

Question 36

Liability

Answer 36

Financial obligation

Question 37

Collateral

Answer 37

Anything pledged as security for a loan

Question 38

Indebtedness, debt

Answer 38

Anything owed

Question 39

Glavnica

Answer 39

Principal

Question 40

Principal

Answer 40

Amount of loan not including interest

Question 41

Instalment

Answer 41

Annuity, or a part payment of a loan

Question 42

Interest

Answer 42

The cost of borrowing, what the bank charges for lending

Question 43

Creditworthiness, credit raiting

Answer 43

Ability to service/pay one's debts

Question 44

Service a loan

Answer 44

Make regular payments related to a loan

Question 45

Porok

Answer 45

Guarantor

Question 46

Obveznost

Answer 46

Liability

Question 47

Zavarovanje posojila

Answer 47

Collateral

Question 48

Obrok, anuiteta

Answer 48

Instalment

Question 49

Kreditna sposobnost

Answer 49

Creditworthiness

Question 50

Odplačevati posojilo

Answer 50

Service a loan

Question 51

Poslovna banka

Answer 51

Commercial bank

Question 52

Banka za občane

Answer 52

Retail bank

Question 53

Bančni posli za podjetja

Answer 53

Wholesale banking

Question 54

Investicijska banka

Answer 54

Investment bank

Question 55

Borzno posredništvo

Answer 55

Stockbroking

Question 56

Posojilodajalec

Answer 56

Lender

Question 57

Združitve in prevzemi

Answer 57

Mergers and acquisitions

Question 58

Razpad

Answer 58

Collapse

Question 59

Nenaklonjen tveganju

Answer 59

Risk-averse

Question 60

Naklonjen tveganju

Answer 60

Risk-taking

Question 61

Kreditni krč

Answer 61

Credit crunch

Question 62

Odkup banke s strani države

Answer 62

Bailout

Question 63

Varčevalni ukrepi

Answer 63

Austerity measures

Question 64

Zavarovanje (posojila)

Answer 64

Collateral