Unit 6: Lending And Borrowing Flashcards
Interest rate
The cost of borrowing money or an amount paid for deposits
Deposit
Money placed in a bank
Overdraft
An arrangement to spent more than you have in your account
Foreign currency
A type of money used abroad
Raise funds
To collect money
Issue and underwrite securities
To make shares and bonds available for sale, or guarantee to buy them if other buyers don’t
Bonds
Securities promising to pay back the investor the borrowed sum plus a fixed amount of interest
Stockbroking
Buying and selling stocks and bond for clients
Portfolio
A varety of investments, a collection of securities
Corporate clients
Companies as customers
Bail out
To provide government support to an organisation to rescue it
Shares
Equal units of ownership in a company
Aquisitions and mergers
Buying a company or a part of it and joining two companies into a new one
Lender of last resort
A creditor to other banks when there is none other available
Pridobiti sredstva
Raise funds
Izdati vrednostne papirje
Issue securities
Imeti dobiček
Make a profit
Poslovati
Do business
Menjati valute
Exchange currencies
Dati posojilo, kreditirati
Grant/approve a loan
Zaračunati obresti
Charge interest
Nuditi naložbeno svetovanje
Provide investment advice
Nuditi storitve
Offer services
Upravljati naložbeni portfelj
Manage investment portfolio
ATM
An electronic machine that allows customers to withdraw money from their accounts
Tekoči račun
Current account