unit 18 Fair housing Flashcards

1
Q

Equal oPPORTUNITY Housing

A

Fair housing

Act

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2
Q

Protected Classes 1968

A

Descrimition in housing based on race,color,religion,or national origin,sex,disability,familial status.

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3
Q

Fair Housing is admistrated by

A

(HUD) Housing,urban development

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4
Q

Equal Opportunity housing Disability:

A

mental or phisical imperment
AIDS
Participating in addiction recovery programs
Landlords must make accomodations so they can have equal ejoyment
Failure to permit accomodation is dicrimination

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5
Q

the community development act 1974

A

Add Sex to the protected classes

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6
Q

the fair housing Amendments act 1988

A

Add disability and Familial status (presence of children)

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7
Q

Housing

A

dwelling includes any building occupancy by one or more family

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8
Q

Familial Status

A

1: the presence of any person under 18
2: pregnat
3: it is ilegal to advertise a property as adult only or number of kids
4: properties made available under the same conditions

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9
Q

Racial Descrimation

A

include ancestral, ethnic characteristics,cultural

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10
Q

Exemptions for Fair housing

A

*Owner no more than 4 units
*single family didnt use broker
*private clubs that limit occupancy
*certain property can be restricted to occupancy by elderly people
*

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11
Q

Megan’s Law

A
  • Maintain information Sex offenders
  • Law enforcement may release relevant information if necessary for the protection of the public
  • Some states require that a licensee where a buyer or tenant can get info about sex offender registry
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12
Q

Equal Credit Opportunity aCT (ECOA)

A

Requires credit application only based on income,net worth,job stability and credit reting

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13
Q

The (ADA) Americans with disabilities

A

requires to make reasonable accomaditios

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14
Q

Blockbusting

A

Any insinuation that the neighborhood in changing, and that values with decrease

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15
Q

Steering

A

Channeling hoe seekers to particular neighborhoods by sterotype

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16
Q

Redlining

A

pratice of making mortagage loans or insurance in specific areas