Unit 18 Flashcards
A real estate broker sends a bright yellow flyer to all the homeowners in a neighborhood. The flyer contains a reprinted article from a local newspaper describing the future relocation plans of various employers in the region and this statement, printed in bold red letters: “Warning! The failure to sell your property within the next six months could cost you a bundle!” At the bottom of the page was printed the broker’s name, photo, office address, and phone number. Based on these facts, the broker
has committed no offense.
If a real estate professional is the subject of threats or acts of violence brought about by compliance with the Fair Housing Act,
the perpetrator of the acts is punishable by criminal action.
A landlord refuses to rent a vacant apartment to a couple with two small children because he is concerned the children will disturb the sick and elderly woman in the apartment next door. Which of these is most likely TRUE?
The refusal constitutes a violation of the Fair Housing Act because it discriminates on the basis of familial status.
The Fair Housing Amendments Act of 1988 included
more severe penalties for violations and additional damages.
Complaints of discriminatory housing practices filed with HUD will be referred to a local enforcement agency if
the state or municipal law is substantially equivalent to the federal law.
A real estate professional said to a homeowner, “I hear they’re moving in. There goes the neighborhood! Better put your house on the market before values drop!” This is an example of what illegal practice?
Blockbusting
Real estate professionals must scrutinize their business practices and be particularly careful NOT to fall victim to
clients or customers who expect professionals to discriminate.
Why is the Civil Rights Act of 1866 unique?
It provides no exceptions that would permit racial discrimination.
A real estate appraiser is
subject to the requirements of fair housing laws.
Protection from threats or acts of violence against those who assist and encourage open housing rights is found in
the Fair Housing Act.
The federal Fair Housing Act prohibits discrimination on the basis of
national origin.
An occupancy requirement is exempt from familial status protection under the Fair Housing Act if the housing is intended to be occupied by
persons 62 years of age or older.
Which agency provides for display the Equal Opportunity Poster?
HUD
A person who has a physical or mental disability is
protected by the provisions of the Fair Housing Act.
In the rental process, a landlord who puts members of a protected class on a certain floor or building may be found guilty of
redlining.
A prospective homebuyer who is African-American asks about the availability of a home in a predominantly white residential neighborhood for which the prospective buyer has been financially qualified. What should the broker say to this prospect?
“I’ll be pleased to show you houses in that area.”
A neighborhood has a large population of recent immigrants from Asian countries. When a couple that had just arrived from South Korea came to a broker to look for a home to buy, he suggested they look at listings only in this neighborhood. The broker violated the Fair Housing Act because his actions constitute
steering.
Under the HUD regulations that enforce the Fair Housing Act, advertisements of residential property for sale or rent
may not include language indicating a preference or limitation.
Housing that qualifies for exemption from familial status provisions
includes a restriction that 80% of the units be occupied by persons 55 or older.
