Topic 1 Flashcards
1
Q
What are the deposit services?
A
Saving account
Current account
Fixed deposit account
2
Q
What are the plastic card services?
A
Credit and charge cards
Debit cards
Smart cards
Cash card
3
Q
What are the type of debit cards?
A
Pin based
Signature based
4
Q
What are the payment or fund transfer services
A
Cashier's order/banker's cheque Demand draft Telegraphic transfer Standing order Interbank GIRO (IBG) Travellers cheque
5
Q
What are the consumer credit services ?
A
Credit card
Overdraft
Revolving credit facility
Term loan
6
Q
What are the types of commercial banking license?
A
Full bank
Wholesale bank
Offshore bank
7
Q
What are the kinds of term loan
A
personal
renovation
housing bridging