test review Flashcards

12 hours

1
Q

how many people were uninsured in 2010?2016?

A

almost 50 million people were uninsured in 2010, and then in 2016 after the passage of the ACA the number decreased to 28.1 million people

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2
Q

what has happened to the cost of healthcare in this country? GDP?

A

Health spending in the US is increasing: 2010: 17.4% and 2016: 17.9%…Total amounted to $2.6 trillion in 2010 – $3.3 trillion in 2016.

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3
Q

what is the per capital basis?

A

in 2010: $8,412 in 2016: $10,348

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4
Q

how many people does the healthcare system kill every year?

A

250,000 people

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5
Q

where is the health care dollar being spent?

A

physicians and hospitals (52%), important in healthcare policy development

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6
Q

why does health care cost so much?

A

because we have an increase in elderly people with multiple chronic medical conditions and so this drives healthcare costs, 15 of most expensive conditions account for 44% of spending

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7
Q

who pays the bill?

A

Private insurers & medicare/medicaid (mostly),tricare, employers, individuals

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8
Q

describe the uninsured and the impact of not being insured?

A

whites account for the highest uninsured individuals with hispanics and blacks more likely to be uninsured, more likely to be single/unmarried, lack of an education (no high school diploma), adults ages 19-64 of working age

Less likely to get preventative care
More likely to postpone care
Will go to the ER for care- high volumes of patients, long waits, expensive
Less likely to fill RX or get follow up/recommended care
Avoidable mortality
Generally they are in poorer health than the general population

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9
Q

what is medicare part A?

A

also known as the Hospital Insurance (HI) program, covers inpatient hospital, skilled nursing facility, some home health visits, and hospice care. Part A is funded by a tax of 2.9 percent of earnings paid by employers and workers (1.45 percent each), along with an additional 0.9 percent paid by higher-income taxpayers (wages above $200,000/individual and $250,000/couple). An estimated 55 million people are enrolled in Part A in 2015.

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10
Q

what is medicare part B?

A

the Supplementary Medical Insurance (SMI) program, helps pay for physician, outpatient, some home health, and preventive services. Part B is funded by general revenues and beneficiary premiums. Beneficiaries who have higher annual incomes (more than $85,000/single person, $170,000/married couple) pay a higher, income-related monthly Part B premium; the Affordable Care Act (ACA) froze the income thresholds at 2010 levels from 2011 through 2019. An estimated 51 million people are enrolled in Part B in 2015.

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11
Q

what is medicare part C?

A

also known as the Medicare Advantage program, allows beneficiaries to enroll in a private plan, such as a health maintenance organization (HMO) or preferred provider organization (PPO), as an alternative to traditional Medicare. These plans receive payments from Medicare to provide all Medicare-covered benefits, including hospital and physician services, and in most cases, prescription drug benefits. In 2014, 15.7 million beneficiaries were enrolled in Medicare Advantage plans.

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12
Q

what is medicare part D?

A

Provides drug coverage if the beneficiary joins a Medicare Prescription Drug Plan that are available through private companies.

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13
Q

what are services not covered by Part A and Part B?

A
Most dental care;
Eye exams related to prescribing glasses;
Dentures;
Cosmetic surgery;
Acupuncture;
Hearing aids and exams for fitting them
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14
Q

what are the ways managed care manages care?

A
Selection of providers based on quality, cost, location and services;
Focus on population health;
Use of  care management tools;
Quality assessment;
Cost controls
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15
Q

what are the types of MCO’s?

A

Health Maintenance Organizations (HMO);
Exclusive Provider Organizations (EPO);
Point-of-Service Plans (POS);
Preferred Provider Organizations (PPO)

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16
Q

what are the major payment methodologies?

A

capitation, global payment, fee-for service, and episodic payments

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17
Q

define patient-centered medical homes (PMCH)?

A

refers to health care that establishes a partnership among practitioners, patients, and their families (when appropriate) to ensure that decisions respect patients’ wants, needs, and preferences and that patients have the education and support they require to make decisions and participate in their own care” -IOM

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18
Q

what are the seven core components of PCMH?

A

1) personal physician
2) physician directed medical practice
3) whole person orientation
4) coordinated/integrated care
5) focus on quality and safety
6) increased access
7) payment reform

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19
Q

how the seven core components of PCMH address the six domains of healthcare quality?

A

A growing body of scientific evidence shows that PCMHs are saving money by reducing hospital and emergency department visits, mitigating health disparities, and improving patient outcomes. The evidence we present here outlines how the medical home inspires quality in care, cultivates more engaging patient relationships, and captures savings through expanded access and delivery options that align patient preferences with payer and provider capabilities; in addition the five year cohort study in terms of quality measures indicated PCMH showed modest improvements in two areas compared to control group

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20
Q

define personal physician of the seven core components of PCMH

A

Patients value relationships, continuous care= better outcomes +lower cost

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21
Q

define physician directed medical practice of the seven core components of PCMH

A

Physicians organizes and clarifies each team members role

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22
Q

define whole person orientation of the seven core components of PCMH

A

Care for all stages of life. Body, mind, spirit cultural approach

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23
Q

define coordinated/integrated care of the seven core components of PCMH

A

coordinated care across all healthcare settings and efficient transfer of info= better outcomes

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24
Q

define the focus on quality and safety of the seven core components of PCMH

A

evidence based medicine, performance measuring tools

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25
Q

define increased access of the seven core components of PCMH?

A

expanded hours, patient access to electronic records

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26
Q

define payment reform of the seven core components of PCMH

A

PCMH more primary care visits and fewer specialists visits

Fewer diagnostic tests

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27
Q

what is value based insurance design (VBID)?

A

the lowering or elimination of financial barriers to the purchase of high value drugs or services in the hope of raising compliance and avoiding more expensive future medical cost, such as hospitalization

28
Q

what are the goals of VBID?

A

achieve cost savings, maximize clinical benefits

29
Q

what is the potential impact on providers?

A

high value services provided by high cost providers will likely be considered low value, so a physician charging $5,000 colonoscopy vs $1,500. Likewise, physicians providing low value services will struggle and so there is a need to keep up to date

30
Q

what are the six dimensions of health care quality?

A
safe
effective
patient-centered
timely
efficient
equitable
31
Q

define safe

A

avoiding harm to patients from the care that is intended to help them

32
Q

define effective

A

providing services based on scientific knowledge to all who could benefit and refraining from providing services to those not likely to benefit (avoiding underuse and misuse, respectively)

33
Q

define patient-centered

A

providing care that is respectful of and responsive to individual patient preferences, needs, and values and ensuring that patient values guide all clinical decisions

34
Q

define timely

A

reducing waits and sometimes harmful delays for both those who receive and those who give care

35
Q

define efficient

A

avoiding waste, including waste of equipment, supplies, ideas and energy

36
Q

define equitable

A

providing care that does not vary in quality because of personal characteristics such as gender, ethnicity, geographic location and socioeconomic status

37
Q

describe the strategies to expand coverage, of them which one was not fully implemented and the one that has been modified? what were these the expansion strategies of?

A
  1. insurance coverage must be provided to certain classes of individuals often not able to afford coverage (2 parts)
  2. individuals must have coverage (individual mandate or pay a fine)
  3. employers with more than 50 employees must provide affordable coverage (full-time)
  4. health benefit exchanges/marketplaces
  5. medicaid expansion

of these:

the individual mandate was modified

medicaid expansion was not fully implemented

; the first phase of the ACA

38
Q

what is policy?

A
  • can be formal or informal
  • can be separated from the law
  • intended and unintended consequences
  • value-driven
  • not always separated from one another

or

Whatever governments choose to do or not to do

Regulate behavior
Distribute benefits
Extract taxes
Engage in conflicts
Reward members of society

(Dye, 2017)

39
Q

what are the key characteristics for successful policy development?

A
  • Accessibility (for all)
  • Cost (lower the better)
  • Quality (higher the better)
  • Desired Outcome = Improved health status
  • Looking to provide value, cost matched quality of care

*stemmed from Magee and Lombergd

40
Q

what are the primary objectives of a health system?

A
  1. improve health of a population
  2. respond to expectations like providing adequate care and information systems
  3. provide financial protection against costs of ill health
41
Q

Describe the first phase of reform and why it is important?

A

the “Coverage Agenda” and important because it provided coverage to the people who want and need it

42
Q

briefly describe each of the strategies that the ACA covered, remember the 5 strategies, the first having two

A

1) Insurance coverage must be provided to certain classes of individuals
a) Adult dependant Coverage until
b) Pre-existing conditions can’t affect if you receive coverage.

2) individual mandate - effective January 1, 2014 that required individuals not covered by a government or employer to obtain acceptable health coverage or pay a fine, but this was modified in 2019 removing the penalty fee
3) employer mandate - employers with 50 or more full time employees must offer insurance, who must work at 30 hours/week, and must provide minimum coverage (60% actuarial value)

4)exchange/marketplace - like the expedia/kayak for healthcare and look at different plans and the difference being the percent of costs covered by the plan:
Bronze (60%)
Silver (70%)
Gold (80%)
Platinum (90%)

5)medicaid expansion - All newly eligible adults, up to 138% of poverty level guaranteed a benchmark benefit package that meets the essential health benefits available through the exchanges. It became a problem because this was seen as coercion of the federal government on the states

43
Q

how does health insurance work?

A

utilization of premiums, deductibles, coinsurance,co-payments, maximum out of pocket costs the patient pays in collaboration with health insurance company.

example
annual premium
$20,603 (87% paid by VCOM)
annual deductible
$300/individual and $600 per family
maximum out of pocket
$1,500/individual and $3,000 per family
primary care visit
$25 co-pay
emergency room
$150 co-pay plus 20%
44
Q

what are the issues with traditional insurance?

A

fee for service reimbursement

healthy people do not to buy health insurance

Insurance co-payments, co-insurance, and deductibles are regressive meaning that they can limit access to care for those at lower income levels

There is no relationship between payments and clinical effectiveness

50% of individuals covered by employer

Insurance does not follow the individual so changes in employment status can create gaps in coverage

45
Q

what are the forms of cost sharing?

A

medicare, medicaid, private health insurance, out-of-pocket

46
Q

what impacts health?

A
behaviors 30-50%
social circumstances 15-40%
environment 5-20%
genetics 20-30%
medical care 10-20%
economics
environment
education
culture
political instability
individual lifestyle 
access to the healthcare system

everything!

47
Q

what are problems with most cost sharing programs?

A

They do not discriminate between services based on their clinical value

Cost sharing is regressive – same deductible for people of different incomes

48
Q

how cost sharing should ideally work?

A

Cost sharing through higher co-payments would discourage low value care

Absence of co-payments would encourage use of high value care

49
Q

why is good policy hard to do?

A

politicians want votes, They do not want to stick their necks out for a good cause that may conflict with their careers; also someone or some group has to suffer large economic losses and our political process cannot force anyone to shoulder this burden

50
Q

what are the key federal government insurance programs discussed in class?

A

Centers for Medicare & Medicaid Services (CMS)- operates medicaid and medicare, largely responsible for implementing the ACA

Health Resources and Services Administration (HRSA)- preserving access to essential health services for poor, uninsured, rural, medically isolated and socioeconomically depressed pop

Centers for Disease Control and Prevention (CDC)- to protect public health and safety

all within the United States Department of Health and Human Services (DHHS)

51
Q

who is credited for the implementation of Health Reform - Two Phases

A

Donald Berwick

52
Q

• Identify the insurance options that might be best for a defined individual?

A

medicare, medicaid, the five coverage expansion strategies

53
Q

in terms of politics, what is authoritative?

A

implies that the individuals must obey or should obey and that the authority can compel individuals to obey or be punished

54
Q

in terms of politics, what is allocation?

A

limited resources are directed from one use to another use

55
Q

in terms of politics, what is value?

A

“distributing goods and services that are held in favor by the public”

56
Q

define Health Maintenance Organization (HMO)?

A

1) providers are salaried
2) negotiated rates with purchasers of health care
3) coordinate and control services provided
4) use only their network of providers
5) established quality standards

57
Q

define exclusive provider organizations (EPO)?

A

same like HMO except that there is no out of network options, the main difference from the HMO. If you go out of network, no payment will be made for services

58
Q

define Point of Service Plans (POS)?

A

1) have a provider network that receives capitated payments or other methodology that puts providers at risk
2) requires patients to have a gatekeeper to control access
3) patients can go out of network but pay more as providers paid fee for service

59
Q

define Preferred Provider Organization?

A

1) provide a network of providers
2) does not limit where the patients can go, but covers higher percent of bill for going to in network providers
3) providers accept discounted feed
4) patients pay more for choice

60
Q

in terms of payment methodologies, define capitation

A

a fixed fee per member per month

61
Q

in terms of payment methodologies, define global payment

A

one payment for all services provided to a defined population

62
Q

in terms of payment methodologies, define episodic payments

A

All episodes of care are paid the same regardless of complexity or costs

63
Q

in terms of payment methodologies, define fee for service

A

a set fee per unit of service - charges

64
Q

what are the three big issues in health care? how big are they?

A

cost, access, quality; with respect to a steady increase in health care costs from 2010 to 2016 (per capita basis, GDP, increasing national debt) we can see how these big issues play an important role in being addressed;

65
Q

what are the factors that limit access to healthcare?

A

accessibility
affordability
availability
acceptability

66
Q

what drives overall healthcare costs?

A
number of beneficiaries
health of beneficiaries 
services per beneficiary 
cost per unit of services
quality of the service
67
Q

What are the Health System Building blocks according to WHO?

A
health services delivery
health workforce
health information
health medicines 
health financing
leadership and governance