Terminology & Definitions

Question 1

1 - Active Users

2 - APE

3 - API

4 - ARIS

5 - BLR

Answer 1

1 - Active Users - Users that have at least one transaction in the last 90 days

2 - APE - Average Percent Error

3 - API - Application Programming Interface

4 - ARIS - Algorithm that identifies recurrence patterns and series information for a user; Applied for multiple use cases such as credit specific enrichment and financial planning in platform; Used in payroll panel to identify periodicity of payroll transactions

5 - BLR - Bangalore (generally used to refer to the Engineering team also called COE)

Question 2

1 - CAGR

2 - DC

3 - Dedupe

4 - ETL

5 - FI

Answer 2

1 - CAGR - Compounded Annual Growth Rate

2 - DC - Data Center

3 - Dedupe - De-duplication, which is a process to identify and remove duplicate transactions

4 - ETL - Extract, Transform, Load

5 - FI - Financial Institution

Question 3

1 - GICS

2 - HP

3 - IR/MR

4 - KTLO

5 - MAPE

Answer 3

1 - GICS - Global Industry Classification Standard

2 - HP -High Precision

3 - IR/MR - Investment Research/Market Research

4 - KTLO - Keep the Lights On

5 - MAPE - Mean Average Percent Error

Question 4

1 - MCC

2 - MVP

3 - NAICS

4 - NCF

5 - PB

Answer 4

MCC– Merchant Category Code

MVP– Minimum Viable

NAICS– North American Industry Classification Standard

NCF– Non-Consumer Facing

PB – Peer Benchmarks

Question 5

1 - PFM

2 - PII

3 - PIT

4 - POC

5 - QoQ / YoY

Answer 5

PFM - Personal Financial Management

PII - Personal Identifiable Information

PIT - Point in Time

POC -Proof of Concept

QoQ - Quarter over Quarter / Year over Year

Question 6

1 - RMT

2 - RTP

3 - SMB

4 - TDE

5 - txn

Answer 6

RMT - Rapid Merchant Tagging

RTP - Real Time Panel

SMB - Small Business

TDE - Transaction Data Enrichment

txn - transactions

Question 7

UVS

Answer 7

User Value Score is a score used to measure the CONSISTENCY OF A USER in the panels

Question 8

Cobrand

Answer 8

A Cobrand is a unique ID for the FI where Yodlee product is deployed.

FIs include:
-Banks
-Credit Unions
-Customer Aggregation

Question 9

What is the “Transaction Date” in a Panel?

Answer 9

The “Transaction Date” is the date of actual transaction from FI. (70% US). Sometimes this date date may be missing.

Question 10

What is the “Post Date” in a Panel?

Answer 10

The “Post Date” is the date which the transaction was posted to the account. (99% US). Sometimes this date date may be missing.

Question 11

What is the “File Created Date” in a Panel?

Answer 11

The “File Created Date” is the date on which a transaction was filed to Yodlee database (100% US)

Question 12

What is the “Optimized Transaction Date” in a Panel?

Answer 12

The “Optimized Transaction Date” is the Coalesced Date (Transaction, Post, File Created) (100% US)

Question 13

What is the “Swipe Date” in a Panel

Answer 13

The “Swipe Date” is an inferred date of the actual transaction. (100% US)

Question 14

What is the “Panel File Created Date” in a Panel?

Answer 14

The “Panel File Created Date” is the date the transaction appears in a panel. (100% US)

Question 15

What does “N”, “U”, and “D” stand for in the Panel Data?

Answer 15

“N” is what all transactions start as.

“U” means a transaction was UPDATED

“D” means a transaction was DELETED

Question 16

What is the “Last Refresh Date” in a Panel

Answer 16

The “Last Refresh Date” is the date which Yodlee last looked for transaction for the listed account.

Question 17

What is the “Last Activity Date” in a Panel

Answer 17

The “Last Activity Date” is the date on which the last transaction took place on the account between week start & end dates

Question 18

“What is “Lag”?

Answer 18

The “Lag” is the average length of time between when a transaction occurs and when Yodlee receives it between week start and week end dates.