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Safe > Synonyms > Flashcards

Synonyms Flashcards

1
Q

URLA (aka) application (aka) formal request for credit is known as

A

1003 or form 65 (Freddie)

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2
Q

URAR our appraisal is also known as

A

1004

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3
Q

Acceleration clause is also known as

A

Demand letter

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4
Q

Aggregate is also known as

A

Total

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5
Q

ALIENS is also known as

A

Completed application

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6
Q

Appraisal disclosure is also known as

A

Notice of right to receive appraisal

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7
Q

Bank fraud is also known as

A

Wire fraud

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8
Q

Mortgagor is also known as

A

Borrower

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9
Q

They CFPB is also known as

A

The bureau

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10
Q

Settlement is also known as

A

Closing

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11
Q

Closing attorney / escrow agent / settlement agent / title agent is also known as

A

Closing agent

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12
Q

CLTV is also known as

A

TLTV

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13
Q

Equity based lending is also known as

A

Collateral based lending

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14
Q

Head of state authority is also known as

A

Commissioner

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15
Q

Conditional reset is also known as

A

Conditional refi

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16
Q

Statement of no obligation is also known as

A

Confirm receipt

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17
Q

High cost loans / HOEPA loans is also known as

A

Covered loans

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18
Q

Financing / lending is also known as

A

Credit

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19
Q

Credit history is also known as

A

Financial character

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20
Q

Deed of trust / mortgage is also known as

A

Security instrument

21
Q

Direct sales comparison approach is also known as

A

Market approach

22
Q

Head of the CFPB is also known as

A

Director

23
Q

Permanent buydown is also known as

A

Discount point

24
Q

1-4 unit property is also known as

A

Dwelling

25
Q

Earnest money deposit is also known as

A

Good faith deposit

26
Q

Escrow account is also known as

A

Impound account

27
Q

Examination is also known as

A

Investigation

28
Q

Fixed rate mortgage is also known as

A

Traditional mortgage

29
Q

Flat payment is also known as

A

Minimum payment (negative amortization)

30
Q

Housing expenses ratio / housing DTI is also known as

A

Front end ratio

31
Q

HCLTV is also known as

A

HTLTV

32
Q

HLTK / home loan toolkit is also known as

A

Special information booklet

33
Q

Home payment is also known as

A

PITI

34
Q

Interim is also known as

A

Short term

35
Q

Investment property is also known as

A

Rental property

36
Q

Junior deed of trust is also known as

A

Junior mortgage

37
Q

Owner financing / seller carryback is also known as

A

Land contract

38
Q

Mortgagee is also known as

A

Lender

39
Q

Lender credit is also known as

A

Lender rebate

40
Q

NMLS number is also known as

A

Unique identifier

41
Q

Title is also known as

A

Ownership

42
Q

Principle residence is also known as

A

Primary residence

43
Q

Right to cancel is also known as

A

Right to rescind

44
Q

Second / third / forth lien is also known as

A

Subordinate lien

45
Q

Vacation home is also known as

A

Secondary residence

46
Q

Seller concessions is also known as

A

Seller credit

47
Q

Settlement service is also known as

A

3rd party service

48
Q

The state authority is also known as

A

The state

49
Q

TRID is also known as

A

Know before you owe rule

Safe (26 decks)

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