SUN MAXILINK ONE T2 LEARNING GUIDE

Question 1

1. Which of the following statements is NOT a product feature of SUN MAXILINK ONE?

a. Fund management charge is deducted monthly in the calculation of net asset value on each investment fund
b. Entire premium is invested onset, no premium charge, no monthly periodic charge
c. 10-pay, front-end load, investment-linked insurance plan that provides protection until age 88
d. Single pay, back-end load, investment linked insurance plan that provides coverage until age 88

Answer 1

c. 10-pay, front-end load, investment-linked insurance plan that provides protection until age 88

Question 2

2. Which of the following BEST describes the death benefits of SUN Maxilink One?

a. Face Amount plus the fund value: OR
b. Face amount plus the single premium plus 125% of all Excess premium. If any, less 125% of each partial withdrawal: OR
c. 500% of the regular premium plus 125% of the excess premium. If any less, 125% of each partial withdrawal

Answer 2

b. Face amount plus the single premium plus 125% of all Excess premium. If any, less 125% of each partial withdrawal: OR

Question 3

3. When is the best time to position Sun Maxilink One?

a. 0 – 65 yrs old for Non-smoker ; 16 – 65 yrs old for Smoker
b. 0 – 75 yrs old for Non-smoker ; 16 – 75 yrs old for Smoker
c. 0 – 80 yrs old for Non-smoker ; 16 – 70 yrs old for Smoker
d. 0 – 65 yrs old for Non-smoker ; 16 – 65 yrs old for Smoker

Answer 3

c. 0 – 80 yrs old from Non-smoker ; 16 – 70 yrs old for Smoker

Question 4

4. All of the following statements are True about SUN MAXILINK ONE except?

a. Broad target market due to versatility of product
b. Has minimum face amount of 350k
c. Issue age of 0 – 65 years old for Non-smoker and 16 – 65 yrs old for Smoker
d. Best used in Wealth accumulation goals like retirement or supplemental health fund

Answer 4

d. Best used in Wealth accumulation goals like retirement or supplemental health fund

Question 5

5. TRUE or FALSE

Sun Maxilink One is the fastest in fund accumulation among insurance products.

Answer 5

TRUE

Question 6

6. TRUE or FALSE

Sun Maxilink One death benefit will never be lower than 125% of the single premium.

Answer 6

TRUE

Question 7

7. TRUE or FALSE

Sun Maxilink One has no upront charges, your money can be fully invested for its growth.

Answer 7

TRUE

Question 8

8. TRUE or FALSE

Sun Maxilink One is a retirement insurance can help you prepare for the future such as the education of your children, another milestone in life, or a comfortable retirement as a whole.

Answer 8

FALSE

Sun Maxilink Bright

Question 9

9. TRUE or FALSE

There are no insurance charges as long as fund value is higher than NAR.

Answer 9

TRUE

Question 10

10. Insurancce charge is based on Net Amount at Risk (NAR) at attained age up to age ____.

Answer 10

88