Social Security

Question 1

An insured’s status under Social Security can be described as

Answer 1

Fully insured

Question 2

How does one qualify as a fully-insured individual under social security disability coverage?

Answer 2

Individual has been credited with the appropriate number of quarters of coverage

Question 3

All of the following statements correctly describe the purpose of Social Security EXCEPT
A) it provides a source of income for a meaningful standard of living during retirement
B) it provides basic protection against financial problems accompanying death, disability, and retirement
C) it augments a sound personal insurance plan
D) it provides retirement and survivor benefits to a worker and the worker’s family

Answer 3

A) it provides a source of income for a meaningful standard of living during retirement

Question 4

How long must an individual be unable to engage in any gainful activity due to physical or mental disability in order to qualify for Social Security Total Disability?

Answer 4

12 months

Question 5

The period in which there are no Social Security benefits for the surviving spouse is called the

Answer 5

Blackout period