Session 4: Health And Healthcare Systems Flashcards
Define the term systems.
A set of connected things or devices that operate together for a common goal.
Define the term health systems.
All activities whose primary purpose is to promote, restore and maintain health.
What are the 4 different types of healthcare financing?
Out-of-pocket payments.
Private health insurance.
Social health insurance.
Tax-based financing.
What are out-of-pocket payments?
Give some examples.
Direct payments by patients for medical care, who get no reimbursement from insurers or the government.
Medication.
Consultation with a doctor.
What are the advantages and disadvantages of out-of-pocket payments?
Advantages:
- Contains health service demand.
Disadvantages:
- Exacerbates health inequalities.
- Serious illness could result in catastrophic health expenditures.
- Underuse of health services.
- Cost those of lower incomes proportionately more.
What is private health insurance?
Individuals contribute to a fund by paying voluntary premiums in advance to an insurance company, so that the costs of their healthcare are covered when required.
Some employers may contribute to schemes for their employees.
What are the advantages of private health insurance?
Protection against catastrophic expenditure.
Patients have options for their insurance which can drive up standards of care.
Reduces burden on public finances.
What are some disadvantages of private health insurance?
Can lead to overuse of healthcare provisions.
Costs people with a lower income proportionately more than those with a higher income.
It can exacerbate health inequalities.
Adverse selection - lower risk will not purchase, meaning the average level of risk is high.
What is social health insurance?
Insurance system where employers and employees contribute a proportion of their salary to a fund. For those who are jobless, the government pays contributions.
Healthcare is given by private healthcare providers.
What are the advantages of social health insurance?
Protection against catastrophic expenditure - pools the risk.
Universal coverage through government contributions.
Access based on need.
Social insurance funds can be kept separate from other government funds, so the allocation on health spending is more certain.
What are the disadvantages of social health insurance?
High administration costs and delayed reimbursements can occur (due to the fragmentation of funds).
May be opt-out for higher earners.
What is tax-based financing healthcare?
Healthcare, that is funded through general taxation, is provided mostly by state-controlled providers and doctors.
What are the advantages of tax-based financing healthcare?
Fewer inequalities.
Lower administration costs.
Universal coverage.
Controls on spending leads to prioritisation.
Access is based on need.
What are the disadvantages of tax-based financing healthcare?
Healthcare budgets are variable and depend on government funding.
Can lead to overuse of healthcare.
Less choice of providers.
What are the 4 structural levels of healthcare in England?
National bodies - department of health and social care, and NHS England.
Regional levels - integrated care boards and care partnerships.
Local level - primary care networks and local authorities.
Service providers - primary care, hospitals, private, social care.
What are the functions of the 14 NHS boards in Scotland?
They are all purpose; planning, commissioning and delivering NHS services, taking overall responsibility for the health of their populations.
They also have some specialist and health improvement services.
What are the functions of the 7 local health boards in Wales?
Commission and provide services to their local populations.
They are hospital-based, mental health, community and GP services.
They also have the ambulance service and specialist cancer care.