Session 12: Fair Housing & American w/ Disability Act

Question 1

Civil Rights Act of 1866

Answer 1

Prohibits all racial discrimination without exception, when race is involved, no exceptions apply

Question 2

Fair Housing Act 1968

Answer 2

Cannot discriminate based on race, color, religion, national origin, sex, familial status, or disability

Question 3

Why was the Fair Housing Act amended?

Answer 3

Add sex in 1974, and disability and familial status in 1988

Question 4

Who administered the Fair Housing Act?

Answer 4

Department of Housing and Urban Development (HUD)

Question 5

Are there exemptions to the Fair Housing Act?

Answer 5

-FSBO: the seller doesn’t own more than three properties
the seller wasn’t living in the home at the time of the sale
-4-plex owner who lives on the property
-Religious owned residential properties
-Private clubs as long as their not used for commercial purposes

Question 6

What is not covered under Fair Housing Act?

Answer 6

marital status, age, occupation, sexual orientation

Question 7

What are the exemptions to familial status, and disabilities?

Answer 7

1. all units are occupied by persons over 62
2. at least 80% of units are occupied by at least one person aged 55 or older
3. Illegal drug abusers if they are in a recovery program
4. Anyone who poses a threat to health and safety to the public are not protected under the handicap class

Question 8

Blockbusting

Answer 8

Illegal and discriminatory practices of persuading a homeowner to move because a protected class is moving into the neighborhood and their property value will decrease

Question 9

Steering

Answer 9

Real estate brokers guide prospective home buyers away from or towards areas that the licensee thinks the client should live

Question 10

Redlining

Answer 10

Lenders restrict loans in certain areas (neighborhoods, zip codes) for reasons other than creditworthiness

Question 11

Enforcement of Fair Housing

Answer 11

An aggrieved person has the right to request an administrative proceeding which are hearings held before an administrative judge.

Question 12

How long does the aggrieved person have to file a complaint?

Answer 12

1 year

Question 13

Dwelling

Answer 13

any building, structure, or part of a building that is occupied as, or designed or intended for occupancy as, a residence by one or more families

Question 14

Familial Status

Answer 14

Having a person live with you that is under the age of 18

Question 15

Who are AZ fair housing complaints heard by?

Answer 15

AZ District Attorney General

Question 16

When was the AZ Fair Housing Act enacted?

Answer 16

1991

Question 17

When did the ADA go into effect?

Answer 17

1992

Question 18

Title 1 (ADA)

Answer 18

required employers of 15 or more employees to make reasonable accommodations to allow employees with a disability to perform essential job functions

Question 19

Title 3 (ADA)

Answer 19

Provides people with disabilities the right to access for goods and services in public & commercial facilities

Question 20

Where does the ADA focus on

Answer 20

Public places

Question 21

ECOA (equal credit opportunity act)

Answer 21

Can’t deny a loan based on race, color, religion, national origin, marital status, age, or public assistance

Question 22

Groups or persons who are exempt from discriminatory practices by the Federal Fair Housing Act of 1968 are

a. hotel & motel operators
b. all non-profit groups
c. real estate schools
d. religious organizations

Answer 22

Religious organizations

Question 23

A landlord can legally refuse to rent to a prospective tenant because of which of the following?

a. the tenant has AIDS
b. the tenant is a drug addict
c. the tenant is mentally handicapped
d. none of the above

Answer 23

The tenant is a drug addict

Question 24

When can a homeowner refuse to sell a home to someone of another race?

a. when no discriminatory advertising is used
b. when a real estate broker is used
c. the homeowner can never discriminate on the basis of race
d. when the homeowner is selling more than one unit

Answer 24

The homeowner can never discriminate on the basis of race

Question 25

A fair housing violation has been filed with HUD. The person who has been violated may elect to have the case heard by

a. The Board of REALTORS
b. A mediation hearing
c. An administrative judge
d. a procuring cause hearing

Answer 25

An administrative judge

Question 26

Who administers The Fair Housing Act in Arizona?

Answer 26

Arizona Attorney General

Question 27

A lender refusing to lend money to homebuyers in a predominantly African American neighborhood is in violation of

Answer 27

Redlining

Question 28

A person has how long to file a housing discrimination complaint with HUD?

Answer 28

1 year

Question 29

Families with children under the age of 18 (familial status) became a protected class by which of the following?

a. Civil Rights Act of 1866
b. Federal Fair Housing Act of 1968
c. Fair Housing Amendment of 1988
d. Housing and Development Act of 1978

Answer 29

Fair Housing Amendment of 1988

Question 30

The 1968 Federal Fair Housing Act does not cover discrimination based on

a. marital status
b. race
c. gender
d. national origin

Answer 30

Marital Status

Question 31

A scare tactic that is used to get people to move out of their homes because of a protected class of people were moving into the area is called

Answer 31

Blockbusting

Question 32

The case that was heard by the U.S. Supreme Court in 1968 that upheld the Civil Rights Act of 1866 was

Answer 32

Jones v. Mayer

Question 33

Which of the following is not a Public Accommodation under the Americans with Disabilities Act?

a. broker’s office
b. a hotel
c. a home in a subdivision
d. government office building

Answer 33

Home in a subdivision