Section 9 - Social Security

Question 1

How Long must an individual be unable to engage in any gainful activity due to physical or mental disability in order to qualify for Social Security Total Disability?
A. 3 months
B. 6 months
C. 12 months
D. 18 months

Answer 1

12 months

Question 2

How does one qualify as a fully-insured individual under Social Security disability coverage?
A. Individual has been credited with the appropriate number of quarters of coverage
B. Individual is currently covered under Medicaid
C. Individual is expected to be disabled in 5 months
D. Individual is currently employed

Answer 2

Individual has been credited with the appropriate number of quarters of coverage

Question 3

All of the following statements correctly describe the purpose of Social Security EXCEPT
A. It provides a source of income for a meaningful standard of living during retirement
B. It provides basic protection against financial problems accompanying death, disability and retirement
C. It augments a sound personal insurance plan
D. It provides retirement and survivor benefits to a worker and the worker’s family

Answer 3

It provides a source of income for a meaningful standard of living during retirement

Question 4

The period in which there are no Social Security benefits for the surviving spouse is called the
A. Blackout period
B. Elimination period
C. Ineligible period
D. Dependency period

Answer 4

Black out period

Question 5

An insured’s status under Social Security can be describes as
A. Partially insured
B. Actively insured
C. Fully insured
D. Completely insured

Answer 5

Fully insured