Section 11.2

Question 1

______ requires another person and threat of force or use of force.

Answer 1

Robbery

Question 2

_______ no confrontation you are breaking in and taking something.

Answer 2

Burglary

Question 3

Who do you rob when you rob a bank?

Answer 3

Teller

Question 4

To deprive someone of money or property.

Answer 4

Intentional deception Fraud

Question 5

Example, “Hey, I am the wallet inspector, can i see your wallet?” you hand it to me and i run is that fraud?

Answer 5

yes because you were intentionally deprived

Question 6

One of the more famous types of fraud is what we call ______ ______.

Answer 6

Confidence games

Question 7

What are the two types of confidence games?

Answer 7

Short Con

Long con

Question 8

Con games are performed by who?

Answer 8

Con artists

Question 9

These are people who practice fraud and do it well.

Answer 9

Con Artists

Question 10

____ cons involve a few minutes.

Answer 10

Short

Question 11

_____ cons can involve days, months, weeks. More fruitful but it takes more effort.

Answer 11

Long

Question 12

What is a home loan?

Answer 12

Mortgage

Question 13

you get a loan to buy your home and you pay the bank back this is called a what?

Answer 13

mortgage

Question 14

Two mortgage frauds:
1.
2.

Answer 14

1. false appraisal/ resale

2. loans for nonexistent property

Question 15

Example, find a house for 250,000 and buy it and take a mortgage out and get someone to appraise it for less than you paid and put it back on the market to sell it. Is this illegal? Why?

Answer 15

yes. false appraisal/ resale

Question 16

Example, have a property and paid down the mortgage so now the property is worth half a million but I owe less. I have equity and i need a loan for 300,000. They give you 300,000 based on equity and later find out the property does not exist and the bank is out that money. True or False

Answer 16

True

Loans for nonexistent property

Question 17

Fake insurance or fake claims.

Answer 17

Insurance fraud

Question 18

Pretend to be the insurance company and sell insurance to people and if they make a claim do not give them anything.

Answer 18

Fake insurance/ fake claims

Question 19

Example, car insurance. If i wreck they pay for everything. True or False

Answer 19

True

Question 20

I go to the Dr and fake a broke arm and he lies about doing X-Rays and giving me medicine and the insurance company pays and we split the money. This is an example of what?

Answer 20

fake claim

Question 21

Mass marketing fraud. Most famous?

Answer 21

419 scam

Prince Nigerian Scam

Question 22

Mass marketing fraud example

Answer 22

lottery scam

Question 23

419 scam is also known as what?

Answer 23

Nigerian prince scam

Question 24

Around for hundreds of years but got really popular after the invention of ______. Say, “Hi, i am a Nigerian Prince and i need to get 100 million dollars out of the country if you help i will give you 10 percent. You just need to send money a few times for fees. You never get the money. What type of scam?

Answer 24

email

419 scam

Question 25

Original scam in the 19th century was what?

Answer 25

Sir Francis Drake

Question 26

Sir Francis Drake scam. You are the heirs send me information and I will give you your inheritance. True or False

Answer 26

True

Question 27

You won the lottery. Send me a check for this amount and i will send you your winnings.

Answer 27

Lottery scam

Question 28

Anything of value. Example, Parada purses on the street of New York they are fake and cheaper. This makes them what?

Answer 28

counterfeit

Question 29

Most famous kind of counterfeiting

Answer 29

Currency

Question 30

Way back in the day when coins were worth more they would make a mold and put a central slug of lead and surround it with a little gold and stamp it to look real.

Answer 30

Currency counterfeiting fraud

Question 31

During the US Civil war there was a northerner who got good at counterfeiting confederate currency. One of the tricks the Union pulled to win the war was they hired this guy and them the US Government entered that into circulation, and it tanked their economy and caused inflation and that attacked the confederate economy. Official counterfeit money. Counterfeit confederate currency if it was made back then is worth as much or more as the real confederate currency. True or False

Answer 31

True

Question 32

Actual US currency is hard to counterfeit. True or False

Answer 32

True

Question 33

A lot of details on a bill. Pen can be used to detect counterfeit. The treasury department has made it difficult to counterfeit. True or False

Answer 33

true

Question 34

After 9/11 they passed what ?

Answer 34

The real ID act

Question 35

What required state governments to have certain requirements when they print ID Cards?

Answer 35

Real ID act

Question 36

Driver’s license have special features that make them harder to counterfeit. Passports are hard to counterfeit. This is because of what
?

Answer 36

Real ID act

Question 37

Purses, watches, anything valuable.

Answer 37

Counterfeit Products

Question 38

Fake checks, fake account number, name and address. It would be a while before they would realize it was a fake check. If you went from town to town, it would be hard to catch you. Example, movie catch me if you can. This refers to what?

Answer 38

Check Fraud

Question 39

Fake/stolen checks

Answer 39

check fraud

Question 40

Open an account with 100 and write checks for 5,000. They will bounce and the person is out money.

Answer 40

Real checks with tiny accounts.

Question 41

Selling a bike for 100 but you only have a 200 check. Ask for 100 and the bike and the check bounces and they lose the money. This refers to what?

Answer 41

Fake deposit