Property Law Second Term Flashcards
What sections of the LT(C)A allow a tenant and landlord to be released from covenants?
S.5 (tenant) and s.6 and s.8 (landlord)
What section of LRA shows a legal charge for value is taken free of any interest not overriding or registered?
S.30 LRA
Wall v Collins
E is at least as long as the original lease if A obtains fee simple from leasehold
When is forfeiture available after leasehold covenant breach?
Supposedly available for all
Consumer Credit Act 1974 regulates what?
Some mortgages
In what case did the court make it clear they would not overturn a century of orthodoxy and all the burden of positive covenants to run?
Rhone v Stephens
What case confirmed the validity of periodic tenancies as a certain term?
Prudential
What case made it clear that C’s rights are only to discharge D’s obligations in mortgages?
Bristol Airport v Powdrill
What are the acquisition requirements for a charge by way of legal mortgage?
S.27(2)(f) LRA and s.52 LPA with s.1 LP(MP)A
Samuel v Jarrah Timber
Provision in mortgage contract for purchase is void
TSB v Camfield
If no proper advice given, despite solicitor’s certificate, mortgagee would be liable
How can you abolish a covenant?
Through s.84 LPA
Burgess v Rawnsley
Misunderstanding; mutual agreement
Coatsworth v Johnson
Need specific performance for equitable lease
Budd-Scott v Daniel
LC for quiet enjoyment always arises
What is an action for damages available for in leasehold covenants?
Everything except rent
Horsham Properties v Clark
Rejected possibility of unjustified interference with property rights through s.87(1) under Art. 1 Protocol 1
In what case did Lord B-W highlight that C obtains rights ‘in order to enforce the discharge of D’s obligations’?
Bristol Airport v Powdrill
why have certain attempts to use s.79 LPA failed for burden of negative FCs?
Burden does not run if the covenant is personal
Why is foreclosure essentially obsolete?
Court order needed, and court will usually order sale under s.91 LPA
What are mortgage terms subject to?
UTCCR: ‘plain and intelligible’, and if not then contra proferentum through Reg.7
Why would the outcome of London County Council v Allen be different now?
Local authorities can enforce covenants without dominant land, granted by statute
What judge in Stack preferred resulting trust?
Lord Neuberger
What is the argument about s.79(1) LPA and positive FC burden?
Doesn’t exclude burden of positive covenants being annexed
What section of TLATA notes co-owners can’t exclude each other?
S.13
Bruton v London and Quadrant
Nemo dat; ‘contract of tenancy’
Errington v Errington & Woods
Mortgage payments (to uncle, who then died, beginning performance etc)
What is forfeiture controlled by?
Commonhold and Leasehold Reform Act 2002
What case shows a creditor has a basic right to possession?
Four Maid Ltd v Dudley Marshall
Who highlighted that Federated Homes’ interpretation of s.78 LPA is not at odds with s.79?
Snape
Why was the intention in Harris v Goddard not immediate?
Applying for divorce so asking for court order etc.
What are the two requirements to prove CT for sole legal ownership?
Agreement/arrangement/understanding AND detrimental reliance by B
Yaxley v Gotts
Lease through PE
Antoniades v Villiers
Multiple documents are one if for the ‘wrong reason’: unity of title
London County Council v Allen on requirement 3 of burden negative FCs
Need land adjacent to ST such that enforcing will benefit DT
S.79(1) LPA
Burden of negative covenants deemed to run without contrary intention
Mortgage Corp v Shaire
Changed law; courts not constrained by presumption of sale (s.15 TLATA)
What are the two tenant covenants?
No waste and ‘tenant-like manner’
What case shows a limitation of s.36 AJA?
Ropaigealach v Barclays Bank
What did Walker and Hale say in Stack about resulting trusts?
Not for family home as the law has moved on
Aspden v Elvy
Habitable work
How many JTs max can there be at law?
Four (s.34(2) LPA)
DNH Food v LB of Tower Hamlets
Denning tried to argue if B has a CL against A, he also has a CT straight away, and thus C is bound
Silven Properties v Royal BoS
No obligation to improve property for sale
Four Maid v Dudley Marshall
‘Mortgagee may go into possession before the ink is dry’ (Harman J)
In what case did Hale later say there is no presumption of equity follows the law?
Jones v Kernott
when is the only time a debtor can assert their equity of redemption against the mortgagee?
when they sell without power of sale (s.52 LRA only arises under s.101 LPA)
Who said imputed common intention should not be used for acquisition?
Wilson in Jones v Kernott
What are the three methods of transmitting the benefit of a covenant?
Assignment, annexation and building schemes
According to Street, what are the essential characteristics of a lease?
Exclusive possession of land for a term at a rent
Birmingham v Ross on LC2
Can’t take away means of enjoying that which has been given
What does s.51 LRA do?
Once registered, a mortgage charge takes effect as a charge by deed by way of legal mortgage, regardless of if it was made by payment of money or by deed
What are the restrictions on action for arrears of rent?
6 years rent (s.17 limitation act 1980)
To ensure the benefit of a FC always transmits, what might you need and according to what case?
Chain of assignment, Re Pinewood Estates
Re Aldred
‘Good view’
Quennell v Maltby
Remove tenants; can only seek possession ‘bona fide and reasonably’
What are the three methods of transmitting the burden of a positive FC?
Contractual, estate rent charges or mutual benefit and burden
Who described ‘family home’ as ‘domestic’ context in Stack?
Hale
What two cases conflict on the appropriate steps for undue influence in regard to independent advice?
TSB v Camfield; Midland Bank v Kidwai
What does Elwood v Goodman say about mutual benefit and burden and protection?
No need to register them - no do not create an estate/interest
Santley v Wilde
Collateral advantages allowed to mortgage is reasonable and not a fetter on redemption
Mikeover v Brady
Separate duties to pay rent can remove unity of interest
What is the effect on the LPA of Report No.327
If imposed, would need to amend s.1 LPA to make land obligations (positive and negative burden and benefit FC) legal interests.
Winter Garden v Millennium Productions
Reasonable notice; B is not immediately a trespasser
What are the two privity principles in leasehold covenants?
Privity of contract and of estate
Clough Mill v Martin
Retention of title; not a security right as not a new right
Who described ‘family home’ as ‘matrimonial or quasi-matrimonial’ in Stack?
Walker
Distress and commercial rent arrears
Ancient feudal remedy
London Diocesan v Phithwa
Head lease
Cuckmere Brick v Mutual Finance
Can act in self-interest for sale but need to take obvious steps
In which case did Denning try to turn a contractual licence into an equitable property right?
Errington v Errington & Woods
Hill v Tupper
Canal; E must benefit DT
Who highlighted identifying land to be benefitted for the purposes of s.78 LPA can be problematic?
Howell
Who said Street can be explained through a doctrinal perspective?
if there is no certain term, A’s property right is meaningless
How are proceeds applied after a power of sale?
To meet sale costs, then to discharge amount owed, then balance remaining is paid to other mortgages/borrower
Antoniades v Villiers
Couple; permitting others
What is the problem with an ambulatory trust?
Usually need an ‘act’ to sever; is this a new method of severance?
What case shows a ‘type’ of right that does not need to be registered, but still functions as a type of mortgage
Retention of title in Clough Mill v Martin
Barrett v Morgan
If lease ends by surrender to owner of fee simple, easement survives
How can a trust be expressly created?
S.53(2) LPA
First National Security v Hegerty
Voluntary disposition of temporal alienation may still sever
What section of the LPA gives a definition of rent?
S.205(1)(xxvii)
What were the two problems pre-1996?
Continuing contractual liability and touch and concern
What are the requirements for an easement?
DT and ST both identifiable, which differ in ownership and occupation. The E must ‘accommodate’ the DT and right must be capable of forming the subject matter of a grant
Aslan v Murphy
Times in which they don’t have EP
What if the servient land of the negative covenant is unregistered (for registration)?
Use a Class D(iii) Land Charge
Why is the 2nd requirement of mutual benefit and burden doubted?
In Halsall, no choice about sea wall
From what case do the three ways of quantification come?
Stack v Dowden
Ree v Lisle
Allow purchase of estate if wholly separate to mortgage
Reid v Bickerstaff on building schemes and benefit of FCs
need a defined area of land and an intention that covenants are for the common benefit of all
What section of the LPA notes a lease is a legal estate?
S.1
What statute applies to taking possession?
Administration of Justice Act 1970, s.36
What case shows s.36 AJA applies even if dwelling is not D’s home and only part of the property?
BoS v Miller
What does s.36 AJA allow?
Court to adjourn proceedings or grant a suspended possession order
CLBS v Flegg
Legal charge for value overreaches if capital sum paid to 2 trustees
Verrall v Great Yarmouth
Court will protect licence against breach by A even if B has not begun to use land
Who gave the essential characteristics of a lease?
Lord Templeman in Street v Mountford
What are the three refinements on Street?
Licence if there are 2 or more occupiers without 4 unities, more power for public sector than private and ‘contractual lease’ through Bruton and Kay
S.99 LPA powers of mortgagor
Lease property
Saunders v Vautier
Sole beneficiary of full age and capacity can insist on legal title
Why was there no PE outcome in Coombes?
No detriment
Palk v Mortgage Services on s.91 order of sale
Maybe even if mortgagee seeks possession and proceeds will not pay off mortgage
What case shows that knowledge of impropriety under s.104 LPA does not include selling at a mere undervalue?
Corbett v Halifax BS
Why are there registration issues if DT is dominant land?
requires manually moving E on leasehold to freehold with a time limit
What happens if FCA sourcebook rules are not followed for mortgages?
Revoke licence
White v White
Welfare of minors considered under s.15 TLATA
What does the case of Eves v Eves suggest about actual common intention?
May apply even when promise was not genuine
Re Dolphins Conveyance (building schemes, benefit of FCs)
Only need an understanding of wider community interest
How does one create an equitable lease?
Either failed to register or contract without deed
Newton Abbot v Williamson
Devonia ironmongers
London County Council v Allen
Roadway
Southwark LBC v Mills on LC 1
Lawful possession will not be interfered with, not condition of premises
Ropaigealach v Barclays Bank
Vacant possession so no court order needed and no s.36
Re North East Property Buyers’ Litigation
Argue right arose before any others when used to purchase a house (s.28 LRA)
First penthouse v Channel Hotels
Need intent to be annexed to tenancy or reversion for term to bind successor
How could a vendor use LRA to ensure burden of positive covenants passes upon salle?
S.40 LRA restriction to require purchaser to enter into a positive covenant as part of the purchase
What section shows the application of proceeds from a sale with a mortgage?
S.105
K/S Victoria v House of Fraser
Can create chain of indemnity through AGA
Multiservice Bookbinding v Marden, Lord B-W
‘shock the conscience of the court’
Polo Woods v Shalton-Agar
Easement, to ‘accomodate’, does not have to be needed, just connected and with utility
What is required for registered land with an equitable lease?
Notice to protect the lease
What section gives implied powers into a mortgage made by deed?
S.101 LPA
What does the case of Aspen v Elvy suggest about inferring an agreement as to CT for sole legal ownership?
Not limited to purchase price contributions as suggested by Bridge in Rosset
How can a charge by way of legal mortgage be registered?
S.23 and s.51 LRA
In what case was there suggested to be such a thing as an ‘ambulatory trust’?
Hale, Stack
Who in Oxley v Hiscock said there is overlap between CT and PE?
Lord Bridge
Jaggard v Sawyer on burden relating to land
Using land as a garden
What is the legal maxim which bases all mortgage security?
‘Once a mortgage, always a mortgage’
Why does the decision in Berrisford not overrule Prudential?
Uncertain term still void for companies
Why is there no freehold title in flats?
Burden of positive FC can’t be implied further than original owner
Who showed there is a reluctance to develop new easements?
Phipps v Pears
What section shows mortgagee has a basic right to possession?
s.87 LRA
How can a positive covenant be protected?
Entry of notice (s.32 and s.33 LRA)
What case shows how s.36 AJA may never come to be considered in an order for possession?
Ropaigealach v Barclays Bank
‘No clogs or fetters’ on EoR
Jones v Morgans