Practical

Question 1

In All Cases contact the accounts manager at the bank where the account is domiciled and find out -

Answer 1

1. account holder’s full details.
2. date account opened.
3. account history & how operated.
4. date cheque book or credit card reported missing.
5. how reported & by whom.
6. serial numbers of missing cheques.
7. details of cheques dishonoured/returned.
8. whether account holder suspected of issuing valuless cheques.
9. details of other banks with returned cheques, & details of people or firms defrauded.

Question 2

When account opened with Fictitious Details find out -

Answer 2

1. account number & date opened.
2. nature & amount of first deposit.
3. details of other deposits.
4. details used when account opened.
5. descriptions of suspects & associates at the time.
6. details of employees who opened account & can ID suspect.
7. serial numbers of cheques supplied.
8. details of dishonoured cheques, & people or firms defrauded.

Question 3

When cheques dishonoured through Lack Of Funds, interview account holder & obtain statement that includes -

Answer 3

1. suspect’s full details.
2. date account opened.
3. nature & amount of first deposit.
4. details of regular or irregular deposits.
5. overdraft arrangements.
6. how account operated.
7. state of account when cheques issued.
8. whether suspect aware of state of account.
9. details of dishonoured cheques, & people or firms defrauded.
10. amount of savings in other accounts.