Part 13 Flashcards

1
Q

5 important factors when making investments are
1 Return ___ __________
2 Return ___ __________
3 R_____
4 L________
5 __________ outlook

A

1 Return on investment
2 Return of investment
3 Risk
4 Liquidity
5 Economic outlook

13-200

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
2
Q

_________ market is the interaction of buyers and sellers who trade short-term money instruments

A

Money market

13-202

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
3
Q

We express the price of money as an __________ _____ - that is, the cost to borrow funds

A

Interest rate

13-202

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
4
Q

T/F When money is plentiful the price of money declines. When money is scarce, the price rises

A

True

13-202

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
5
Q

__________ market is the interaction of buyers and sellers trading long or intermediate term money instruments

A

Capital

13-203

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
6
Q

A _______ is a pledge of a described property interest as collateral or security for the repayment of a loan under certain terms and conditions

A

Mortgage

13-204

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
7
Q

The example of a guaranteed loan is a:

A

VA loan

13-205

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
8
Q

Two examples of an insured mortgage would be:
1
2

A

1 HUD
2 FHA

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
9
Q

_________ _________ insurance is required on an insured mortgage

A

Private mortgage

13-205

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
10
Q

A ___________ mortgage is a mortgage that is not fully amortized at maturity and requires a lump sum payment

A

Balloon

13-205

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
11
Q

The __________ ___________ market is a collection of buyers and sellers of particular real estate and the transactions that occur among them

A

Real estate

13-206

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
12
Q

The _______ _______ carries out the nations monetary policy

A

Federal Reserve

13-206

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
13
Q

_____________ is an erosion of the purchasing power of currency characterized by price escalation and an increase in the volume of money

A

Inflation

13-208

How well did you know this?
1
Not at all
2
3
4
5
Perfectly
14
Q

__________ is an increase in the price or value of a property or commodity resulting from an excess of demand over supply or other factors

A

Appreciation

13-208

How well did you know this?
1
Not at all
2
3
4
5
Perfectly