On The Job Wellness&Inclusion Flashcards
what is a disability?
any restriction or lack (resulting
from an impairment) of
ability to perform an activity or occupation in the manner or within the range considered normal
for a person
what is an impairment?
ny loss or abnormality of
psychological, physiological
or anatomical structure or
function
what is TERTIARY
prevention/intervention?
Managing chronic and complex medical conditions
(e.g. TBI, chronic pain) to prevent further deterioration which may result in an individual’s premature exit from the workforce
what is SECONDARY
prevention/intervention?
Adaptation of work or environment for workers when returning to work post-injury or illness(occupational or non occupational) to prevent further decline or re-injury.
what is PRIMARY prevention?
Intervention to prevent the occurrence of an injury or disease
what is disability management?
DM refers to a process of disability prevention, early intervention, and sustainable employment after onset of disability
what are disability benefits?
- Typically replace up to 60-80% of regular income
- Some plans pay tax-free, others are taxable
- 100% or partially employer/union/association paid
- Disability benefits will be taxable
- EE pays 100% premiums
- Disability benefits will be tax free
what is short term disability?
initiated after sick leave used (+vacation or other); % of normal earnings up to a defined duration
what is long term disability?
initiated after Short term used; % of normal earnings or maximum $
amount
Typically: LTD benefits are paid up to 2 years if unable to perform own occupation; after this period of time, benefits only continued if you are deemed unable to perform any
occupation
what are government plans for income replacement?
employment insurance
Canadian pension plan
EI sickness
EI compassionate leave
