Obtaining Credit by Deception - Obtains Credit

Question 1

Give 2 examples of Obtaining Credit by Deception?

Answer 1

Ex)
Go to a restaurant, sit and order without any intention of paying for it later.

Ex)
Shopkeeper mistakes a customer for someone else and gives them credit, customer is guilty if they are aware of mistake and accepts credit with no intention to paying it later.

Question 2

*What is Continuing Representations?

Answer 2

Is when you have the intention to pay but halfway through/part way through you decide NO, any action after that, continuing the belief of paying is false, comes under credit by deception.

Question 3

Is payment being withheld deceit?

Answer 3

No - if it relates to genuine dissatisfaction with service i.e payment of meal at a restaurant is withheld due to quality of food.

Question 4

*Give examples of offences under Hire Purchase situation?

Answer 4

Ex)
If obtained on Hire Purchase by a false representation - Obtains by Deception.

Ex)
If offender sells goods another - Theft by Conversion. (Offender never received the title for the goods as it was fraudulently obtained on hire purchase)