Module 8

Question 1

Workplace wellness programs can lead to fewer absences, improved productivity, and fostering what factors amongst employees?

Answer 1

Satisfaction and retention

Question 2

The target demographic group of a wellness program

Answer 2

Those who struggle with health or wellness

Question 3

Wellness program objectives should promote a healthy lifestyle and provide targeted responses to what?

Answer 3

Health risks and conditions

Question 4

A confidential form in which employees answer questions about their health-related behaviors

Answer 4

Health Risk Assessment

Question 5

This is generally administered by a nurse/other qualified professional and provides informational results for various health risk factors

Answer 5

Biometric screening

Question 6

A type of employer program providing recommendations for various health topics

Answer 6

Health education program

Question 7

A workplace wellness law that prohibits discrimination by group health plans based on an individual’s health status, but allows for premium or cost-sharing discounts based on one’s health status in certain circumstances.

Answer 7

ERISA

Question 8

A law that prohibits employment discrimination based on health status and forbids employers from inquiring about workers’ health status, but allows this if part of a voluntary wellness program

Answer 8

ADA

Question 9

An employer law that prohibits employment discrimination based on genetic information and forbids employers for asking about one’s genetic information

Answer 9

GINA

Question 10

A federal law that protects the privacy of personal health information

Answer 10

Health Insurance Portability and Accountability Act (HIPAA)

Question 11

This act amended ERISA to permit group health plans to adopt wellness program incentives that adjust a person’s group health plan premiums or cost-sharing based on health status

Answer 11

The Affordable Care Act

Question 12

Another name for wellness programs that vary health plan premiums or cost-sharing based on participant health status

Answer 12

Health-contingent wellness programs

Question 13

Heath-contingent wellness programs must provide notice to participants,
waivers/alternatives for earning rewards, & make rewards available at least annually to be considered as __________.

Answer 13

Reasonably designed

Question 14

The DOL considers wellness programs that do not base rewards or penalties on health status as _____________.

Answer 14

Participatory

Question 15

This governing body that issued enforcement guidelines that a wellness program is considered voluntary under the ADA if an employer doesn’t require participation or penalize employees for non-participation.

Answer 15

Equal Employment Opportunity Commission (EEOC)

Question 16

The EEOC provided final rules on regulations to an ADA rule that specifies a reasonably designed wellness program may not be designed to mainly do this to employees based on health.

Answer 16

Shifting costs onto employees based on their health

Question 17

The extent to which an employer may offer inducements to an employee’s spouse to participate in workplace wellness programs falls under this Act

Answer 17

GINA wellness rule

Question 18

In the event one’s privacy is violated under HIPAA, a complaint can be filed with this organization

Answer 18

U.S. Department of Health and Human Services

Question 19

Effectively managing your economic life

Answer 19

Financial wellness