Module 1 Flashcards
FACTORS THAT AFFECT
HOUSING NEEDS
CLIMATE
LOCATION
COST
TASTE
LIFESTYLES
CREATED THRU EXECUTIVE ORDENO. 90, IS THE HIGHEST IS POLICY AND COORDINATING OFFICE ON SHELTER. IT
AN UMBRELLA ORGANIZATION WHICH CONSISTS OF HEADS OF FOUR HOUSING AGENCIES.
HUDCC (HOUSING AND URBAN
DEVELOPMENT
COUNCIL)
IS THE SOLE GOVERNMENT AGENCY TO ENGAGE IN SHELTER PRODUCTION, FOCUSING ITS EFFORS TO PROVIDE HOMELESS, LOW INCOME FILIPINO FAMILIES.
NHA
(NATIONAL
HOUSING
AUTHORITY)
TO
PROVIDE ITS MEMBERS WITH ADEQUATE
HOUSING THROUGH AN EFFECTIVE
SAVINGS SCHEME
PAG-IBIG FUND
IS A NATIONAL
GOVERNMENT AGENCY TASKED AS THE
PLANNING, REGULATORY AND QUASI
JUDICIAL
BODY FOR LAND USE
DVELOPMENT AND REAL ESTATES AND
HOUSING REGULATION.
HLURB (HOUSING AND LAND USE
REGULATORY BOARD)
IS THE GOVERNMENTOWNED-AND-CONTROLLED CORPORATION (GOCC) MANDATED BY LAW (REPUBLIC ACT 8763) TO PROMOTE SUSTAINABLE HOME OWNERSHIP BY PROVIDING RISK COVERAGE OR GUARANTEES AND TAX/FISCAL INCENTIVES TO BANKS AND FINANCIAL INSTITUTIONS/INVESTORS
GRANTING HOUSING DEVELOPMENT LOANS/CREDITS, AND HOME FINANCING.
HGC
(HOME
GUARANTY
CORPORATION)
MANDATE
OF INCREASING THE AVAILABILITY OF
AFFORDABLE HOUSING LOANS TO
FINANCE THE FILIPINO HOMEBUYER
NHMFC (NATIONAL HOME MORTGAGE
FINANCE CORPORATION)
TO UNDERTAKE SOCIAL
HOUSING PROGRAMS THAT WILL
CATER TO THE FORMAL AND
INFORMAL SECTORS IN THE LOW
INCOME BRACKET; AND TO TAKE CHARGE OF DEVELOPING AND
ADMINISTERING SOCIAL HOUSING
PROGRAMS, PARTICULARLY THE
COMMUNITY MORTGAGE KAYA PABAHAY FUND (AKPF) PROGRAM.
GOVERNMENT’S HELP TO SOLVE
HOUSING PROBLEMS: PROGRAM
SHFC (SOCIAL HOUSING FINANCE
CORPORATION)