Memory Tests Flashcards
When is a micro-enterprise considered an eligible complainant to the FOS?
When it has fewer than 10 employees and turnover of no more than €2m
When is a charity considered an eligible complainant to the FOS?
When it has an annual income of less than £6.5m
When is a trustee of a trust considered an eligible complainant to the FOS?
When the net asset value is less than £5m
When is a small business considered an eligible complainant to the FOS?
When it has a turnover of less than £6.5m and fewer than 50 employees or a balance sheet total of less than £5m
What is the legal basis of the Motor Insurers’ Bureau?
A private company limited by guarantee
What is the buffer period for convictions that lead to imprisonment for 4 years or more?
Never spent for adults or under 18’s
What is the buffer period for convictions that lead to imprisonment for 2.5-4 years?
7 years for adults, 3.5 years for under 18’s
What is the buffer period for convictions that lead to imprisonment for 6 months-2.5 years?
4 years for adults, 2 years for u18’s
What is the buffer period for convictions that lead to imprisonment for less than 6 months?
2 years for adults, 18 months for u18’s
What are the provisions of the First EU Motor Directive?
It stipulated that all motor policies issued within member states must provide the minimum cover of each member state, thus allowing any EU motorist to travel legally between EU countries
What are the provisions of the Second EU Motor Directive?
Incorporating two areas that were not previously in the minimum covers prescribed by the RTA:
- Liability for third party property damage
- Liability for all drivers whether or not they are named in the policy
What are the provisions of the Third EU Motor Directive?
Called for policies to cover the minimum legal requirement where the vehicle is normally kept, or the state visited, whichever is higher
What are the provisions of the Fourth EU Motor Directive?
It had the basic intention of simplifying the process of claiming against a foreign insurer when an EU citizen is involved in a motor accident outside their normal country of residence
What are the provisions of the Fifth EU Motor Directive?
Its principal objectives are to fill gaps and clarify a number of provisions in earlier directives, and to ensure consistency of interpretation among the EU member states
